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2022 North Carolina General Statutes
Chapter 24 - Interest
Article 1 - General Provisions.
§ 24-2.3 - State opt-out from federal preemption.
Universal Citation: NC Gen Stat § 24-2.3 (2022)
24-2.3. State opt-out from federal preemption.
(a) The provisions of section 501, of United States Public Law 96-221, as well as any modifications made to date, shall not apply to loans, mortgages, credit sales and advances made in this State.
(b) Effective July 1, 1995, sections 521-524 of United States Public Law 96-221, shall apply to loans, mortgages, credit sales, and advances made in this State on or after that date as if North Carolina had never opted out of sections 521-524 of United States Public Law 96-221. (1983, c. 126, s. 1; 1995, c. 387, s. 1.)
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