There is a newer version of the North Carolina General Statutes
2012 North Carolina General Statutes
Chapter 24 - Interest.
Article 1 - General Provisions.
- Section 24-1 - Legal rate is eight percent.
- Section 24-1.1 - Contract rates and fees.
- Section 24-1.1A - Contract rates on home loans secured by first mortgages or first deeds of trust.
- Section 24-1.1B - Repealed by Session Laws 1979, c. 335.
- Section 24-1.1C - Repealed by Session Laws 1998-119, s. 2.
- Section 24-1.1D - Expired.
- Section 24-1.1E - Restrictions and limitations on high-cost home loans.
- Section 24-1.1F - Rate spread home loans.
- Section 24-1.2 - Repealed by Session Laws 1998-119, s. 2.
- Section 24-1.2A - Equity lines of credit.
- Section 24-1.3 - Repealed by Session Laws 1979, 2nd Session, c. 1302, s. 3.
- Section 24-1.4 - Interest rates for savings and loan associations.
- Section 24-2 - Penalty for usury; corporate bonds may be sold below par.
- Section 24-2.1 - Transactions governed by Chapter.
- Section 24-2.2 - Interest on extensions of credit by banks and savings and loan associations; exceptions.
- Section 24-2.3 - State opt-out from federal preemption.
- Section 24-2.4 - Prepayment of a loan if there are no prepayment terms or if the prepayment terms are not in accordance with law.
- Section 24-2.5 - Mortgage bankers and mortgage brokers.
- Section 24-3 - Time from which interest runs.
- Section 24-4 - Obligations due guardians to bear compound interest; rate of interest.
- Section 24-5 - Interest on judgments.
- Section 24-6 - Clerk to ascertain interest upon default judgment on bond, covenant, bill, note or signed account.
- Section 24-7 - Interest from verdict to judgment added as costs.
- Section 24-8 - Loans not in excess of $300,000; what interest, fees and charges permitted.
- Section 24-9 - Loans exempt from rate and fee limitations.
- Section 24-9.1 - Certain repayments to consumers by public utilities not subject to claim or defense of usury.
- Section 24-9.2 - Repealed by Session Laws 1995, c. 351, s. 14.
- Section 24-9.3 - Economic development loans.
- Section 24-10 - Maximum fees on loans secured by real property.
- Section 24-10.1 - Late fees.
- Section 24-10.2 - Consumer protections in certain home loans.
- Section 24-11 - Certain revolving credit charges.
- Section 24-11.1 - Disclosure requirements for credit cards.
- Section 24-11.2 - Disclosure requirements for charge cards.
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