2021 New York Laws
ISC - Insurance
Article 26 - Unfair Claim Settlement Practices; Other Misconduct; Discrimination
2610-A - Rental Vehicle Reimbursement Coverage.

§  2610-a. Rental vehicle reimbursement coverage. (a) For the purposes
of this section, "rental  vehicle  reimbursement  coverage"  shall  mean
coverage   for  the  cost  of  renting  a  vehicle  used  as  substitute
transportation if the insured vehicle is damaged and is temporarily  out
of  use  due  to  a  covered  loss, until such vehicle is repaired or is
declared a total loss.
  (b) Whenever a motor vehicle collision  or  comprehensive  loss  shall
have  been  suffered  by an insured, no insurer providing rental vehicle
reimbursement  coverage  shall  require  that  the  insured  utilize   a
particular  rental vehicle company, rental vehicle company location or a
particular concern.
  (c) In processing any such claim, the insurer shall  disclose  to  the
insured  that  the insured has the right, as granted by this section, to
utilize any rental vehicle company, rental vehicle company location or a
particular concern.
  (d) An insurer writing  automobile  insurance  which  includes  rental
vehicle  reimbursement  coverage shall inform the consumer of his or her
right, as granted by this section, to choose a rental vehicle company to
utilize in the event that he or she utilizes such coverage. The  insurer
shall  provide the disclosure required under this section to any insured
on new and renewal policies. Such disclosure  shall  be  provided  in  a
separate  written  document,  which  need  not be provided in a separate
mailing as another document as long as it  is  provided  on  a  separate
piece  of  paper, except that for new business it may be provided either
in writing or in the same medium as the application for insurance.