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2021 New York Laws
BNK - Banking
Article 1 - Short Title; Definitions; Miscellaneous Provisions.
9-X*2 - Fees Based on Inactivity; Notification.

Universal Citation: NY Banking L § 9-X-2 (2021)
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* §  9-x.  Fees based on inactivity; notification. Notwithstanding any
  other provision of law or  rule  or  regulation  to  the  contrary,  any
  financial  institution  subject  to  the  provisions  of  this  chapter,
  including any bank,  trust  company,  savings  bank,  savings  and  loan
  association,  credit  union,  mortgage broker, mortgage banker, or other
  investment entity, whether headquartered within or  outside  the  state,
  which  provides an account to a customer shall provide written notice of
  the pending charges to a customer thirty days prior to charging any  fee
  based  on  account  inactivity.  Such  notice  shall include a telephone
  number  and  full  contact  information  for  a  representative  of  the
  financial  institution  responsible for resolving any matter relating to
  the fee. A notification by electronic mail  shall  satisfy  the  writing
  requirement for the purposes of this section.

* NB There are 2 § 9-x's

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