2018 New York Laws
VAT - Vehicle and Traffic
Title 3 - Safety Responsibility; Financial Security; Equipment; Inspection; Size and Weight; and Other Provisions
Article 7 - Motor Vehicle Safety Responsibility Act
343 - Proof of Financial Responsibility by Certificate Showing Motor Vehicle Liability Policy Obtained.

§ 343. Proof  of financial responsibility by certificate showing motor
  vehicle liability policy obtained. (a) Proof of financial responsibility
  may be made by filing with the commissioner the written  certificate  of
  any  insurance  carrier  duly  authorized  to do business in this state,
  certifying that there is in effect a motor vehicle liability policy  for
  the  benefit  of  the  person  required  to  furnish  proof of financial
  responsibility. Such certificate shall give the effective date  of  such
  motor vehicle liability policy, which date shall be the same date as the
  effective  date  of  the  certificate  and  shall  designate by explicit
  description or by  appropriate  reference  all  motor  vehicles  covered
  thereby, unless the policy is issued to a person who is not the owner of
  a motor vehicle.
(b) No motor vehicle shall be or continue to be registered in the name
  of  any person required to file proof of financial responsibility unless
  such motor vehicle is so designated in such a certificate.
(c) When a person has been required to furnish proof  of  a  financial
  responsibility  and  there  has been in effect a motor vehicle liability
  policy for his benefit for a period of three years, during which  period
  such  person or any vehicle registered in his name has not been involved
  in any accident upon which a report is required pursuant to section  six
  hundred  five  hereof, such person may file in lieu thereof, the written
  certificate of any insurance carrier duly authorized to do  business  in
  this  state,  certifying  that  there is in effect a standard provisions
  automobile liability policy in form approved by  the  superintendant  of
  financial  services  with  a limit of liability no less than provided in
  subdivision (a) of section three hundred thirty-five of this law.