There is a newer version
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the New York Laws
2018 New York Laws
ISC - Insurance
Article 32 - Insurance Contracts - Life, Accident and Health, Annuities
3228 - Individual Accident and Health Insurance Policies; Premium Refund at Death of Insured.
Universal Citation: NY Ins L § 3228 (2018)
§ 3228. Individual accident and health insurance policies; premium refund at death of insured. If the death of the insured or a covered dependent occurs during a period for which the premium under an individual accident and health insurance policy has been paid, the insurer shall refund the premium or the portion of the premium actually paid by the insured for that person for any period beyond the end of the policy month in which such death occurred.
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