2017 New York Laws
ISC - Insurance
Article 66 - Co-Operative Property/casualty Insurance Companies
6609 - Policy Forms.

  6609.  Policy  forms.  (a)  (1)  Every form of policy issued by any
  co-operative property/casualty insurance company shall indicate in words
  prominently displayed at the top of the first page, and in type of which
  the face shall not be smaller than twelve point,  that  such  policy  is
  issued on the co-operative plan.
(2)  Each  form  of  policy  issued  by  such a corporation shall also
  include on the page following that  concluding  the  policy  proper  and
  under  appropriate  caption all provisions of the corporation's by-laws,
  whether required or permitted, relative to meetings of members, election
  of  directors,  rights  and  obligations   of   members,   extraordinary
  assessments, and contingent liability.
(b)  No  policy  form  shall be delivered or issued for delivery by an
  assessment corporation unless it  has  been  filed  by  said  assessment
  corporation with the superintendent and he has approved it.
(c) The standard fire insurance policy, insofar as required for use by
  domestic  mutual  property/casualty insurance companies by section three
  thousand four hundred four of this chapter, shall also be  required  for
  use by all co-operative property/casualty insurance companies, with such
  modifications  therein  as  shall  be  permitted  by  regulation  of the
  superintendent.
(d) Two or more advance premium corporations or two or more assessment
  corporations may issue a combination policy, as provided for in  section
  three   thousand   four   hundred   four  of  this  chapter,  with  such
  modifications  permitted  by  regulation  of  the  superintendent,  upon
  property located in territory wherein all the participating corporations
  named in such policy are licensed to do business.