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2016 New York Laws
PEP - Personal Property
Article 11 - (Personal Property) RENTAL PURCHASE AGREEMENTS
506 - Exempted transactions.

NY Pers Prop L § 506 (2016) What's This?
 506. Exempted transactions. This article does not apply to:

1.  Agreements  for  the rental of merchandise in which the person who
  rents the merchandise has no legal right to  become  the  owner  of  the
  property at the end of the rental period;

2. A lease of a safe deposit box; and

3. Retail installment sales agreements, contracts, or obligations.

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