2016 New York Laws
GOB - General Obligations
Article 5 - CREATION, DEFINITION AND ENFORCEMENT OF CONTRACTUAL OBLIGATIONS
Title 5 - (5-501 - 5-531) INTEREST AND USURY; BROKERAGE ON LOANS
5-519 - Return of excess a bar to further penalties.

 5-519. Return of excess a bar to further penalties. Every person who
  shall  repay  or  return  the  money,  goods  or  other things so taken,
  accepted or received, or the value thereof, shall be discharged from any
  other or further forfeiture or penalty which he may have incurred  under
  sections  5-511  or  5-513,  by  taking or receiving the money, goods or
  other thing so repaid, or returned, as aforesaid.