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2016 New York Laws
GBS - General Business
Article 29-A - (General Business) UNAUTHORIZED OR IMPROPER USE OF CREDIT CARDS AND DEBIT CARDS
512 - Limitation of liability for unauthorized use of a credit card or a debit card.

NY Gen Bus L § 512 (2016) What's This?
  512.  Limitation of liability for unauthorized use of a credit card
  or a debit card. A provision which imposes liability upon a holder for a
  cash advance or loan or  for  the  purchase  or  lease  of  property  or
  services  obtained  by  the unauthorized use of a credit card or a debit
  card shall not be enforceable to the extent that it  imposes  a  greater
  liability  upon  the  holder than is imposed upon the holder of a credit
  card under the provisions of the act  of  congress  entitled  "Truth  in
  Lending Act" and the regulations thereunder, as such act and regulations
  may from time to time be amended.

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