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2015 New York Laws
PML - Racing, Pari-Mutuel Wagering and Breeding Law
Article 1 - (Racing, Pari-Mutuel Wagering and Breeding Law) SUPERVISION AND REGULATION
108 - Certain restrictions on wagering.

NY Rac, Pari-Mut Wat & Breeding L § 108 (2015) What's This?
   108.   Certain   restrictions  on  wagering.  1.  No  corporation,
  association or person which holds a  license,  registration,  franchise,
  certificate  or  permit  issued  by the commission shall directly extend
  credit for any wager under this chapter.

2. No  corporation,  association  or  person  that  holds  a  license,
  registration,  franchise, certificate or permit issued by the commission
  shall permit any person who is actually  or  apparently  under  eighteen
  years  of  age to bet on gaming activity, as defined in subdivision five
  of section one hundred one of this article.

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