There is a newer version of the New York Consolidated Laws
2015 New York Laws
PEP - Personal Property
Article 10 - (Personal Property) RETAIL INSTALMENT SALES ACT
- 401 - Definitions.
- 402 - Provisions of retail instalment contracts and obligations.
- 402A - Merchandise certificates and obligations therefor.
- 402B - Total loss notice and waiver of the gap amount.
- 403 - Restrictions on retail instalment contracts and obligations.
- 404 - Credit service charge limitation.
- 405 - Delivery of copy of contract or obligation; buyer's acknowledgment.
- 406 - Notice of assignment; payments.
- 407 - Statements of account; receipts.
- 408 - Credit upon anticipation of payments.
- 409 - Refinancing.
- 410 - Add-ons to and consolidations of retail instalment contracts and obligations.
- 411 - Terms of purchase by financing agency.
- 412 - Cancellation.
- 412-A - Cancellation of contracts for future consumer services.
- 413 - Retail instalment credit agreements.
- 414 - Penalties.
- 415 - Exceptions.
- 416 - Waiver.
- 417 - Severability.
- 418 - Short title.
- 419 - Refund credit on cancellation of credit related insurance or prepayment of contract.
- 420 - Guaranties to sellers of liabilities of buyers under retail instalment contracts.
- 421 - Security interest in other property.
- 422 - Claim for deficiency after default and repossession.
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