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2015 New York Laws
PEP - Personal Property
Article 10 - (Personal Property) RETAIL INSTALMENT SALES ACT
415 - Exceptions.

NY Pers Prop L § 415 (2015) What's This?
 415. Exceptions. 1. The provisions of sections four hundred nine and
  four hundred eleven of this article shall apply to an instalment sale of
  goods or services for any use.

2.  The provisions of section four hundred eight of this article shall
  apply to an installment sale of equipment used for production of a  farm
  product, as defined in section two of the agriculture and markets law.

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