2015 New York Laws
ISC - Insurance
Article 34 - (Insurance) INSURANCE CONTRACTS-PROPERTY/CASUALTY
3407-A - Property/casualty insurance contract and policy standard provisions.

  3407-a.  Property/casualty  insurance  contract and policy standard
  provisions. No property/casualty insurance policy or contract  shall  be
  issued  or  issued  for  delivery  on a risk located or resident in this
  state insuring against damage to the insured's real property  unless  it
  contains  in  substance  the following provision or a provision which is
  equal or more favorable to the insured: a provision that in the event of
  a pending claim for damage to real property, upon request,  the  insurer
  shall furnish to the insured's representative, designated in writing, or
  if  none  has  been  designated,  to  the insured, a copy of any written
  estimate or estimates of the cost of damages to real property  resulting
  from  the  loss which the insurer has independently prepared for its own
  purposes, or had prepared on its behalf for its own purposes, specifying
  all appropriate deductions, within thirty  days  after  the  request  or
  preparation,  whichever  is  later,  of  such  estimate or estimates. An
  insurer shall not be required to  provide  an  estimate  on  claims  for
  damages to real property unless it has independently prepared one or had
  one prepared on its behalf for the insurer's own purposes.