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2015 New York Laws
BNK - Banking
Article 2 - (Banking) DEPARTMENT OF FINANCIAL SERVICES; SUPERINTENDENT OF FINANCIAL SERVICES; SUPERVISORY AND REGULATORY POWERS
10 - Declaration of policy.

NY Banking L § 10 (2015) What's This?
 10. Declaration of policy. It is hereby declared to be the policy of
  the  state  of  New  York that the business of all banking organizations
  shall be supervised and regulated through the  department  of  financial
  services  in such manner as to insure the safe and sound conduct of such
  business, to conserve their assets, to prevent  hoarding  of  money,  to
  eliminate   unsound  and  destructive  competition  among  such  banking
  organizations and thus to maintain public confidence  in  such  business
  and  protect  the  public  interest  and  the  interests  of depositors,
  creditors, shareholders and stockholders.

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