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2015 New York Laws
BNK - Banking
Article 13-D - (Banking) MISCONDUCT RELATING TO BANKING ORGANIZATIONS
666-A - Loans to be guaranteed by New York state higher education assistance corporation.

NY Banking L § 666-A (2015) What's This?
 666-a.  Loans  to  be  guaranteed by New York state higher education
  assistance corporation. It shall be unlawful for any banking corporation
  or private banker authorized to carry on the business of  banking  under
  the laws of this state to require that a person making application for a
  loan  to be guaranteed by the New York state higher education assistance
  corporation be a depositor with the bank  prior  to  the  time  of  such
  application.

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