2015 New York Laws
BNK - Banking
Article 12-B - (Banking) INSURANCE PREMIUM FINANCE AGENCIES
555 - License.

 555.  License.  1.  No  person  except  a  lending institution or an
  authorized insurer shall engage in the business  of  a  premium  finance
  agency  without  a license therefor obtained from the superintendent, as
  provided in this article.
2. Application for license required under this  article  shall  be  in
  writing, and in the form prescribed by the superintendent.
3.  When  an applicant has more than one office, separate applications
  for license shall be made for each such office.
4. At the time of filing an application for a license,  the  applicant
  shall  pay to the superintendent an investigation fee. The investigation
  fee shall be as  prescribed  pursuant  to  section  eighteen-a  of  this
  chapter,  except that, when an applicant files applications for licenses
  for three or more offices at the same time, the total investigation  fee
  for  all  the  applications  shall  be three times the amount prescribed
  pursuant to section eighteen-a of this chapter.