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2015 New York Laws
BNK - Banking
Article 1 - (Banking) SHORT TITLE; DEFINITIONS; MISCELLANEOUS PROVISIONS.
9-H - Imposition of service charges prohibited.

NY Banking L § 9-H (2015) What's This?
 9-h.   Imposition   of   service   charges  prohibited.  No  banking
  organization shall impose any service charge with respect to any deposit
  account as a result of the loss of a check or money  which  is  properly
  deposited  with  the  banking organization by delivery to an employee of
  the banking organization for credit to the deposit account and for which
  a written receipt is issued by the employee.

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