2014 New York Laws
PEN - Penal
Part 3 - SPECIFIC OFFENSES
Title K - OFFENSES INVOLVING FRAUD
Article 190 - (190.00 - 190.89) OTHER FRAUDS
190.55 - Making a false statement of credit terms.

190.55 Making a false statement of credit terms.
A person is guilty of making a false statement of credit terms when he
  knowingly  and  willfully  violates the provisions of chapter two of the
  act of congress entitled "Truth in  Lending  Act"  and  the  regulations
  thereunder,  as  such  act  and  regulations  may  from  time to time be
  amended, by understating or failing to state the interest rate  required
  to  be  disclosed,  or  by  failing  to  make  or  by  making a false or
  inaccurate or incomplete statement of other credit terms in violation of
  such act.
Making a false statement of credit terms is a class A misdemeanor.