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2014 New York Laws
GBS - General Business
Article 36-A - (770 - 776) HOME IMPROVEMENT CONTRACTS
771-A - Responsibilities of home improvement contractors.

NY Gen Bus L § 771-A (2014) What's This?
  771-a.  Responsibilities  of  home improvement contractors. No home
  improvement contractor shall engage in  any  activity,  transaction,  or
  course  of  business or pay or receive any fee, payment, money, or other
  thing of value in connection with the financing of  a  home  improvement
  contract  without fully disclosing such activity, transaction, or course
  of business and any fees, payment, or other thing of value paid or to be
  paid in connection therewith, and without having obtained the  agreement
  in  writing from all parties to the transaction to such activity and the
  payment therefor.

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