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2014 New York Laws
EPT - Estates, Powers & Trusts
Article 7 - TRUSTS
Part 5 - (7-5.1 - 7-5.8) BANK ACCOUNTS IN TRUST FORM
7-5.6 - Joint depositors

NY Est Pow & Trusts L § 7-5.6 (2014) What's This?
7-5.6 Joint depositors

If  a  trust  account  is  established  in  the names of more than one
  depositor, in form to be paid or delivered to any, or  the  survivor  of
  them,  in  trust for another, such account shall be subject to the terms
  of this part, except that the title to the funds on deposit, as  between
  the depositors, shall be governed by article XIII-E of the banking law.

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