2013 New York Consolidated Laws
GBS - General Business
Article 29-AAA - (521 - 521-F) CREDIT CARD REGISTRATION SERVICES
521 - Definitions.

 
    § 521. Definitions. As used in this article:
    1. "Consumer" means a natural person.
    2.  "Subscriber"  means a consumer who is solicited to purchase or who
  purchases the services of a credit card registration service.
    3. "Person" means  any  individual,  firm,  partnership,  corporation,
  association or other legal entity.
    4. "Credit card registration service" means any person who provides to
  subscribers for a fee services including, but not limited to, any of the
  following:  maintenance  of a registry of credit cards or access devices
  owned by a subscriber; notification on behalf of a  subscriber  to  card
  issuers  or  financial  institutions  that  any of a subscriber's credit
  cards or access devices have  been  lost  or  stolen;  assistance  to  a
  subscriber   in   obtaining   new  cards  or  access  devices  when  the
  subscriber's cards or access devices  have  been  lost  or  stolen;  and
  notification  on  behalf  of  a  subscriber to card issuers or financial
  institutions that a  subscriber's  address  has  changed.  If  a  person
  contracts with another for the other to provide credit card registration
  services,  the actual provider of the service and not the offeror of the
  service shall be deemed to be the credit card registration  service  and
  subject to the provisions of this article.
    5.  "Credit  card"  means  and includes any credit card, credit plate,
  charge plate, courtesy card, or  other  identification  card  or  device
  which  may  be  used  to obtain a cash advance or a loan or credit or to
  purchase or lease property or services on the credit of the issuer or of
  the holder.
    6. "Access device" means a card, code, or other means of access  to  a
  consumer's  account, or any combination thereof, that may be used by the
  consumer for the purpose of initiating electronic fund transfers.
    7. "Contract for services" means a contract between a subscriber and a
  credit  card  registration  service  under   which   the   credit   card
  registration  service agrees to provide to a subscriber for a fee any of
  its services.