2013 New York Consolidated Laws
GBS - General Business
Article 26 - (390 - 399-ZZZ) MISCELLANEOUS
399-E*2 - Actions.


NY Gen Bus L § 399-E*2 (2012) What's This?
 
    * § 399-e. Actions. No person, firm, corporation, partnership or other
  association  may deny credit, reduce the credit limit, or raise the cost
  of credit of a consumer, solely because such consumer  is  a  victim  of
  identity theft, if the person denying, reducing, or raising the cost of,
  the  credit  has  prior  knowledge  that  the  consumer  was a victim of
  identity theft. Actions  taken  by  a  creditor  to  assist  a  consumer
  regarding his or her credit report, credit score or credit history or to
  limit  credit  or  financial  losses  to  the  consumer,  including  the
  cancellation, monitoring or restructuring of consumer  credit  accounts,
  shall not be considered violations of this section. For purposes of this
  section, a person is the victim of identity theft if he or she possesses
  a  valid  police  report  alleging  that  he  or she is the victim of an
  identity theft crime, including, but not  limited  to,  a  violation  of
  section 190.78, 190.79, 190.80, 190.82 or 190.83 of the penal law.
    * NB There are 2 § 399-e's

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