2013 New York Consolidated Laws
GBS - General Business
Article 25 - (380 - 380-U) FAIR CREDIT REPORTING ACT
380-N - Jurisdiction of courts; limitation of actions.

 
    §  380-n.  Jurisdiction of courts; limitation of actions. An action to
  enforce any liability, created under this article may be brought in  any
  court of competent jurisdiction, within two years from the date on which
  the  liability  arises, except that where a defendant has materially and
  willfully misrepresented any information required under this article  to
  be  disclosed  to an individual and the information so misrepresented is
  material to the establishment  of  the  defendant's  liability  to  that
  individual  under  this  article,  the action may be brought at any time
  within  two  years  after  the  discovery  by  the  individual  of   the
  misrepresentation.