2012 New York Consolidated Laws
DCD - Debtor & Creditor
Article 3 - (50 - 88) INSOLVENT'S DISCHARGE FROM DEBTS
84 - Effect of discharge as to foreign contracts or creditors.

 
    §  84.  Effect  of  discharge as to foreign contracts or creditors. In
  either of the following cases, such a discharge does not affect  a  debt
  or  liability,  founded  upon  a contract, unless it was owing, when the
  petition was presented, to a resident of the state; or the creditor  has
  executed a consent to the discharge; or has appeared in the proceedings;
  or has received a dividend from the trustee:
    1.  Where  the  contract was made with a person, not a resident of the
  state.
    2. Where it was made and to be performed without the state.
    3. Where the creditor was  not,  at  the  time  of  the  discharge,  a
  resident of the state.