2010 New York Code
PEN - Penal
Part 3 - SPECIFIC OFFENSES
Title K - OFFENSES INVOLVING FRAUD
Article 190 - (190.00 - 190.86) OTHER FRAUDS
190.42 - Criminal usury in the first degree.

§ 190.42 Criminal usury in the first degree.
    A  person  is  guilty  of criminal usury in the first degree when, not
  being authorized or permitted by law to do  so,  he  knowingly  charges,
  takes or receives any money or other property as interest on the loan or
  forbearance  of  any  money  or  other  property,  at  a  rate exceeding
  twenty-five per centum per annum or the equivalent rate for a longer  or
  shorter period and either the actor had previously been convicted of the
  crime  of  criminal usury or of the attempt to commit such crime, or the
  actor's conduct was part of a scheme or business of making or collecting
  usurious loans.
    Criminal usury in the first degree is a class C felony.

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