2010 New York Code
EXC - Executive
Article 36-A - (846-I - 846-M) NEW YORK MOTOR VEHICLE THEFT AND INSURANCE FRAUD PREVENTION PROGRAM
846-J - Legislative findings.

§  846-j.  Legislative findings. Motor vehicle theft and motor vehicle
  insurance fraud is a major problem in this state  costing  honest  motor
  vehicle policyholders billions of dollars annually. As the cost of motor
  vehicle  insurance continues to rise, this essential coverage has become
  less affordable and more out of reach  for  many  New  Yorkers.  Between
  nineteen  hundred  eighty-five and nineteen hundred ninety-two, New York
  has seen over a fifty percent increase in the number  of  motor  vehicle
  thefts.  Over  one  hundred  sixty  thousand  motor  vehicles are stolen
  annually in this state at a cost of over seven hundred million  dollars.
  Between nineteen hundred eighty-six and nineteen hundred ninety-two, New
  York  has  also  seen  a  one  hundred sixty-six percent increase in the
  number of reported fraudulent claims; estimates have  put  the  cost  to
  policyholders for fraudulent activities at ten percent of premiums paid.
  The legislature acknowledges a direct relationship between the incidence
  of  motor  vehicle  theft, motor vehicle insurance fraud and the cost of
  motor vehicle insurance premium rates. The legislature finds,  therefor,
  that  to  reduce  the  overall  cost  of motor vehicle insurance in this
  state, measures must be enacted which specifically address the incidence
  of  motor  vehicle  theft  and  motor  vehicle  insurance  fraud.   This
  legislation   creates  the  motor  vehicle  theft  and  insurance  fraud
  prevention demonstration program, the goals of which are as follows:  to
  provide  an  integrated means to prevent, deter and reduce the incidence
  of motor vehicle theft and motor vehicle insurance fraud  by  developing
  and providing funding for demonstration programs which include education
  on motor vehicle theft and insurance fraud prevention, programs on motor
  vehicle  theft  and  insurance  fraud  prevention  and  specialized  law
  enforcement units to combat motor vehicle theft and insurance fraud.