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2010 New York Code
BNK - Banking
Article 1 - (1 - 9-U) SHORT TITLE; DEFINITIONS; MISCELLANEOUS PROVISIONS.
6-E - Graduated payment mortgages authorized.

§ 6-e.  Graduated  payment  mortgages  authorized. Notwithstanding any
  inconsistent provision of this chapter or other law and in  addition  to
  any  other power exercisable by it, every banking organization, licensed
  mortgage banker, national banking  association,  federal  savings  bank,
  federal savings and loan association and federal credit union shall have
  the  power  to offer graduated payment mortgages and loans which conform
  to the provisions of  section  two  hundred  seventy-nine  of  the  real
  property  law,  subject  to  the rules and regulations prescribed by the
  banking board.

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