2006 New York Code - Foreclosure Of High-cost Home Loans.

 
    §  1302.  Foreclosure of high-cost home loans. 1. Any complaint served
  in a proceeding  initiated  pursuant  to  this  article  relating  to  a
  high-cost  home  loan,  as  defined in section six-l of the banking law,
  must contain an affirmative allegation, which allegation must be  proven
  to  the satisfaction of the court before entry of judgment by default or
  otherwise, that the plaintiff mortgage banker or exempt organization has
  complied  with  all  of  the  provisions   of   section   five   hundred
  ninety-five-a and section six-l of the banking law.
    2. It shall be a defense to an action to foreclose a mortgage that the
  home loan violates any provision of section six-l of the banking law.