2006 New York Code - Insurance Contracts - Life, Accident And Health, Annuities

 
                                 ARTICLE 32
 
         INSURANCE CONTRACTS - LIFE, ACCIDENT AND HEALTH, ANNUITIES
 
  Section  3201.   Approval   of   life,   accident   and  health,  credit
                     unemployment, and annuity policy forms.
           3202.   Withdrawal of approval of policy forms.
           3203.   Individual life insurance policies; standard provisions
                     as to  contractual  rights  and  responsibilities  of
                     policyholders and insurers.
           3204.   Policy   to  contain  entire  contract;  statements  of
                     applicant to be representations and  not  warranties;
                     alterations.
           3205.   Insurable  interest  in  the  person; consent required;
                     exceptions.
           3206.   Policies which provide for an adjustable  maximum  rate
                     of interest on policy loans.
           3207.   Life  insurance  contracts  by  or  for  the benefit of
                     minors;  on  the  lives  of  minors,  limitations  on
                     amount.
           3208.   Antedating   of  life  insurance  policies  and  burial
                     agreements prohibited.
           3209.   Life  insurance,  annuities  and   funding   agreements
                     disclosure requirements.
           3210.   Incontestability after reinstatement.
           3211.   Notice   of   premium  due  under  life  or  disability
                     insurance policy; notice to assignees of  non-payment
                     of premium.
           3212.   Exemption  of  proceeds and avails of certain insurance
                     and annuity contracts.
           3213.   Payment of proceeds.
           3214.   Interest upon proceeds of life insurance  policies  and
                     annuity contracts.
           3215.   Disability  benefits  in connection with life insurance
                     and annuities.
           3216.   Individual  accident  and   health   insurance   policy
                     provisions.
           3217.   Minimum  standards  in  the  form,  content and sale of
                     accident   and   health   insurance;   policies   and
                     subscriber contracts.
           3217-a. Disclosure of information.
           3217-b. Prohibitions.
           3217-c. Primary and preventive obstetric and gynecologic care.
           3218.   Medicare supplemental insurance policies.
           3219.   Annuity  and pure endowment contracts and certain group
                     annuity  certificates;  standard  provisions  as   to
                     contractual  rights  and responsibilities of contract
                     holders, certificate holders and insurers.
           3220.   Group life insurance policies; standard provisions.
           3221.   Group  or  blanket  accident   and   health   insurance
                     policies; standard provisions.
           3222.   Funding agreements.
           3223.   Group  annuity  contracts;  standard  provisions  as to
                     contractual rights and responsibilities  of  contract
                     holders,  certificate  holders  and  annuitants,  and
                     insurers.
           3224.   Standard claim forms; accident and health insurance.
           3224-a. Standards for prompt, fair and equitable settlement  of
                     claims  for  health care and payments for health care
                     services.
           3225.   Eligibility  for  health insurance in cases of exposure
                     to DES.
           3226.   Reinsurance contracts excepted.
           3227.   Interest upon surrenders, policy loans and other funds.
           3228.   Individual  accident  and  health  insurance  policies;
                     premium refund at death of insured.
           3229.   Minimum  benefit  standards  for certain long term care
                     plans.
           3230.   Accelerated payment of the  death  benefit  or  special
                     surrender value under a life insurance policy.
           3231.   Rating  of  individual and small group health insurance
                     policies; approval of superintendent.
           3231*.  Health insurance  policies  and  subscriber  contracts;
                     prohibited claims.
           3232.   Pre-existing condition provisions in health policies.
           3232-a. Certification of creditable coverage.
           3233.   Stabilization  of  health insurance markets and premium
                     rates.
           3234.   Pre-existing condition provisions in group and  blanket
                     disability policies.
           3234*.  Limitations  on  administrative  services and stop-loss
                     coverage.
           3234**. Explanation of benefits forms relating to claims  under
                     certain accident and health insurance policies.
           3235.   Explanation  of benefits forms relating to claims under
                     medicare supplemental insurance policies and  limited
                     benefits  health  insurance  policies or certificates
                     designed primarily to supplement medicare benefits.
           3235-a. Payment for early intervention services.
           3236.   Public health law assessments.
           3237.   Health insurance coverage  for  full-time  students  on
                     medical leaves of absence.