2006 New York Code - Property/casualty Insurance Rates

 
                                 ARTICLE 23
 
                      PROPERTY/CASUALTY INSURANCE RATES
 
  Section  2301.   Purpose.
           2302.   Applicability.
           2303.   Standards for rates.
           2304.   Rate making and supporting information.
           2305.   Rates   or  rating  plans;  no  prior  approval;  prior
                     approval.
           2306.   Delegation of rate filing obligation.
           2307.   Rating classifications or territories; policy forms.
           2308.   Imposition of prior approval.
           2309.   Excess rate.
           2310.   Informational filings.
           2311.   Suspension of filing requirement.
           2313.   Rate service organization; defined.
           2314.   Charging of rates.
           2315.   Recording  and  reporting  of  experience;  statistical
                     plans.
           2316.   Prohibition of anti-competitive behavior.
           2317.   Joint underwriting or joint reinsurance.
           2318.   Risk sharing plans.
           2319.   Information to be furnished insureds; aggrieved person.
           2320.   Enforcement  and penalties; where prior approval is not
                     required.
           2321.   Enforcement and  penalties;  where  prior  approval  is
                     required.
           2322.   Final   determination;   procedure  on  orders  without
                     hearing.
           2323.   Profitability and rates of return; where prior approval
                     is not required.
           2324.   Rebating and discrimination.
           2325.   Accounts and statistics.
           2326.   Evaluation of competitive rating provisions.
           2328.   Certain motor vehicle insurance rates; prior approval.
           2329.   Motor vehicle insurance rates; excess profits.
           2330.   No fault motor vehicle insurance rates;  reflection  of
                     reduced exposure to loss.
           2331.   Motor  vehicle  comprehensive insurance rates; age, sex
                     or marital status.
           2332.   Non-commercial private passenger  automobile  insurance
                     rates;   experienced   and   inexperienced  principal
                     operators.
           2333.   Non-commercial private passenger  automobile  insurance
                     rates; apportionment of expenses.
           2334.   Non-commercial  private  passenger automobile insurance
                     rates; merit rating plans.
           2335.   Motor vehicle liability insurance rates; prohibition of
                     surcharges for certain traffic infractions.
           2335-a. Prohibition of rate increases for persons  involved  in
                     emergency use of vehicles.
           2336.   Motor  vehicle  liability, comprehensive and collission
                     insurance rates; premium reductions in certain cases.
           2336-a. Snowmobile   liability   insurance    rates;    premium
                     reductions in certain cases.
           2337.   Private passenger automobile physical damage insurance;
                     statistics  on  use  of  anti-theft  devices  and the
                     maximum discount for all anti-theft devices.
           2338.   Appeal from rate service organization action.
           2339.   Charging or receiving of rates; deviations.
           2340.   Credit property insurance.
           2341.   Consumers advisory council; business advisory council.
           2342.   Expiration of certain provisions.
           2343.   Medical malpractice insurance rates; special additional
                     provisions regarding such rates.
           2344.   Flexible rate limitations in problem markets.
           2345.   Disclosure of premium reductions and surcharges.
           2346.   Reduction  in  rates  of  fire  insurance or homeowners
                     insurance premiums for residential property.
           2346-a. Reduction in rates of certain commercial risk insurance
                     premiums for real property.
           2347.   Workers' compensation rate changes.
           2348.   Anti-theft and fraud savings.
           2349.   Multi-tier program.
           2350.   Flexible rating for  nonbusiness  automobile  insurance
                     policies.
           2351.   Homeowners' insurance policies.