2006 New York Code - Geographical Location Of Risks In Area Serviced By A Volunteer Fire Department; Fire, Fire And Extended Coverage Policies.

 
    §  3429-a.  Geographical  location  of  risks  in  area  serviced by a
  volunteer fire department; fire, fire and  extended  coverage  policies.
  (a)  No  insurer  shall  refuse  to  issue  or  renew  or shall cancel a
  homeowner's insurance  policy  including  fire  insurance  or  fire  and
  extended  coverage  insurance based solely on the insured residing in an
  area that is serviced by a volunteer fire department.  Such  prohibition
  shall  not  preclude  an insurer from refusing to issue or renew or from
  canceling such  policies  based  on  sound  underwriting  and  actuarial
  principles  reasonably  related to actual or anticipated loss experience
  subject to the applicable provisions  of  section  three  thousand  four
  hundred twenty-five of this article.
    (b)  The  superintendent shall by regulation establish procedures with
  respect to notification to insureds of the insurer's specific reason  or
  reasons  for  refusal  to  issue  or  renew  or for cancellation of such
  policy.