2006 New York Code - Non-commercial Private Passenger Automobile Insurance Rates; Experienced And Inexperienced Principal Operators.

 
    §  2332.  Non-commercial private passenger automobile insurance rates;
  experienced and  inexperienced  principal  operators.  With  respect  to
  non-commercial  private  passenger  automobiles,  no  filing  of a rate,
  rating plan, rating rule or rate  manual  applicable  to  motor  vehicle
  collision insurance, the insurance provided for in section five thousand
  one  hundred three of this chapter, bodily injury liability insurance or
  property  damage  liability  insurance  shall   be   approved   by   the
  superintendent  unless,  in  accordance with a regulation issued after a
  public hearing, the filing reflects  an  appropriate  rate  differential
  between an experienced and inexperienced principal operator.