2006 New York Code - Risk Sharing Plans.

 
    § 2318. Risk sharing plans. Agreements may be made among insurers with
  respect to the equitable apportionment among them of insurance which may
  be  afforded applicants who are in good faith entitled to but are unable
  to procure such insurance through ordinary methods,  and  such  insurers
  may  agree  among themselves on the use of reasonable rate modifications
  subject to the approval of the superintendent; but  this  section  shall
  not apply to workers' compensation insurance.