2011 New Mexico Statutes
Chapter 59A: Insurance Code
Article 23: Group and Blanket Health Insurance Contracts, 59A-23-1 through 59A-23-11
Section 59A-23-2: Blanket health insurance.

59A-23-2. Blanket health insurance.

A. Blanket health insurance is hereby declared to be that form of health insurance covering special groups of not less than ten (10) persons as enumerated in one of the following Paragraphs (1) to (5) inclusive:

(1) under a policy or contract issued to any common carrier, which shall be deemed the policyholder, covering a group defined as all persons who may become passengers on such common carrier;

(2) under a policy or contract issued to an employer, who shall be deemed the policyholder, covering any group of employees defined by reference to exceptional hazards incident to such employment;

(3) under a policy or contract issued to a college, school or other institution of learning or to the head or principal thereof, who or which shall be deemed the policyholder, covering students and teachers;

(4) under a policy or contract issued in the name of any volunteer fire department, first aid or other such volunteer group, which shall be deemed the policyholder, covering all of the members of such department or group;

(5) under a policy or contract issued to any other substantially similar group which, in the discretion of the superintendent, may be subject to the issuance of a blanket health policy or contract.

B. An individual application shall not be required from a person covered under a blanket sickness or accident policy or contract.

C. All benefits under any blanket sickness and accident policy shall be payable to the person insured or his agent, or to his designated beneficiary or beneficiaries, or to his estate, except that if the person insured be a minor, such benefits may be made payable to his parent, guardian or other person actually supporting him.