2009 New Jersey Code
34:15-82 - Liability for injuries or death

34:15-82.  Liability for injuries or death
    An employer securing the payment of compensation by any of the methods prescribed in section 34:15-78 of this title notwithstanding, shall be liable primarily for the payment of proper compensation for personal injuries or death  sustained by his employees.  The employer shall have recourse for the amount  thereof against his insurance carrier.  But the insurance carrier shall be  directly liable to the injured employee, or his dependents, in event of the  death, insolvency, bankruptcy or other proceedings, as a result of which the  conduct of the employer's business may be and continue to be in the charge of  an executor, administrator, receiver, trustee or assignee.

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