2014 New Hampshire Revised Statutes
Title XXXVII - INSURANCE
Chapter 417-B - CANCELLATION, REFUSAL TO WRITE, REFUSAL TO RENEW CERTAIN PROPERTY AND LIABILITY INSURANCE
Section 417-B:4 - Cancellation; Refusal to Renew; Notice.

    417-B:4 Cancellation; Refusal to Renew; Notice. – No cancellation or refusal to renew by an insurer of a policy of insurance insuring against any of the contingencies set forth in RSA 417-B:1 shall be effective unless the insurer physically (not electronically) delivers or mails, to the named insured at the address shown in the policy a written notice of the cancellation or refusal to renew. Such notice shall:
    I. State the date on which such cancellation or refusal to renew shall become effective. The effective date shall not be less than 45 days after the date the notice is mailed or delivered to the named insured provided however, the effective date may be 10 days from the date of mailing or delivery when:
       (a) The policy is being cancelled or not renewed for nonpayment of premium; or
       (b) The policy is not a renewal policy and the cancellation notice is mailed or delivered within 90 days of the policy's effective date.
    II. State the specific reason or reasons of the insurer for cancellation or refusal to renew or be accompanied by a statement that upon written request of the named insured, mailed or delivered to the insurer not less than 10 days prior to the effective date of cancellation or refusal to renew, the insurer will specify the reason or reasons for such cancellation, or refusal to renew. The insurer shall supply such information within 5 days of receipt by it of such request.
    III. Any policy written for a term of less than one year shall be considered as if written for a term of one year. Any policy written for a term longer than one year, or any policy with no fixed expiration date, shall be considered as if written for successive policy periods or terms of one year.

Source. 1971, 453:1. 1983, 396:3, eff. Aug. 21, 1983. 2009, 215:10, eff. Sept. 13, 2009. 2010, 212:12, eff. Jan. 1, 2011.