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2024 Nevada Revised Statutes
Chapter 675 - Installment Loans
GENERAL PROVISIONS
- NRS 675.010 - Short title.
- NRS 675.020 - Definitions.
- NRS 675.030 - Legislative declaration.
- NRS 675.035 - Applicability of chapter.
- NRS 675.040 - Applicability of chapter; exemptions. [Effective through December 31, 2029.] Applicability of chapter; exemptions. [Effective January 1, 2030.]
- NRS 675.045 - Certain relationships between employees of Division of Financial Institutions and licensees prohibited; termination of prohibited relationship.
- NRS 675.050 - Effect of amendment or repeal of chapter on preexisting lawful contracts.
- NRS 675.055 - Exemption from provisions governing making of loans: Application to Commissioner; grounds; powers and duties of Commissioner; regulations; fees set by regulation.
- NRS 675.060 - Unlicensed dealing in loans prohibited; license required for each office or other place of business; exceptions.
- NRS 675.070 - Application of NRS 675.060 to persons who seek to evade.
- NRS 675.090 - Application for license: Form; contents; requirements when applying for license for office or other place of business located outside State; withdrawal of application.
- NRS 675.095 - Application for license: Additional requirements; grounds for refusal to issue license.
- NRS 675.100 - Fees for application and investigation; regulations.
- NRS 675.110 - Investigation by Commissioner; notice; hearing; order.
- NRS 675.120 - Issuance of license subsequent to findings by Commissioner.
- NRS 675.130 - Required statements on license.
- NRS 675.140 - Expiration, renewal and reinstatement of license; fees; regulations.
- NRS 675.150 - Procedure for denial of license.
- NRS 675.160 - Disposition of money collected pursuant to chapter.
- NRS 675.162 - Commissioner authorized to take action to participate in Registry; charges for use; regulations; provisions do not replace or affect authority of Commissioner regarding licensing.
- NRS 675.164 - Submission and processing of fingerprints.
- NRS 675.166 - Commissioner required to report certain information or material to Registry; confidentiality of information or material provided; Commissioner authorized to enter into certain agreements and arrangements.
- NRS 675.168 - Additional materials required to be submitted to Registry.
- NRS 675.169 - Licensee required to register and maintain unique identifier; Commissioner authorized to issue license through Registry; references to Commissioner deemed references to Registry.
- NRS 675.170 - Regulations and orders of Commissioner.
- NRS 675.180 - Licensee to maintain minimum assets.
- NRS 675.190 - Posting of licenses.
- NRS 675.200 - Transferability or assignability of license.
- NRS 675.210 - Places of business maintainable by licensee under license; issuance of more than one license to licensee; exceptions.
- NRS 675.220 - Change of address by licensee: Notice; approval by Commissioner; penalty for failure to provide required notice.
- NRS 675.230 - Restriction on location of business of making loans.
- NRS 675.240 - Name under and place at which business transactable by licensee; loans by mail; accommodations; lending at remote location.
- NRS 675.245 - Use or change of business name; prohibitions.
- NRS 675.250 - Books and accounting records: Practices; preservation; requirements regarding office or other place of business located outside State.
- NRS 675.260 - Required reports.
- NRS 675.280 - False, misleading or deceptive advertising prohibited.
- NRS 675.283 - Notification of breach of security of computerized data system: When required; permissible delay; methods for provision; contents.
- NRS 675.284 - Notification of breach of security of computerized data system: Required notification to Attorney General under certain circumstances.
- NRS 675.285 - Commissioner required to investigate alleged violations of chapter.
- NRS 675.296 - Practices regarding customers who are members of military.
- NRS 675.2965 - Employee authorized to engage in business of lending at remote location if authorized by licensee; written agreement required; requirements for remote location; duties of licensee.
- NRS 675.297 - Data security policy required.
- NRS 675.298 - Printing and storing of physical records at remote location prohibited; representing to person that employee is working at remote location prohibited; exception.
- NRS 675.299 - Review and evaluation of operations required at least annually.
- NRS 675.300 - Insurance as security for loans: Conditions; limitations.
- NRS 675.310 - Collection of loans made outside State.
- NRS 675.330 - Payment in money, credit, goods or things in action, as consideration for sale, assignment, or order of compensation, deemed loan of money; transaction subject to provisions of chapter.
- NRS 675.340 - Assignment of wages as security invalid.
- NRS 675.350 - Prohibited practices by licensees.
- NRS 675.360 - Duties of licensee.
- NRS 675.361 - Terms of written agreement.
- NRS 675.363 - Calculation of interest; billing cycle.
- NRS 675.365 - Fees and charges.
- NRS 675.367 - Borrower must be given description of rate and computation of interest; notice of increase in rate of interest or change in terms.
- NRS 675.369 - Written statement to borrower; copy of draft or order for payment.
- NRS 675.3693 - Limitation on annual percentage rate.
- NRS 675.3695 - Information required to be provided by licensee.
- NRS 675.3697 - Prohibited practices by licensee.
- NRS 675.370 - License remains effective until expiration, surrender, revocation or suspension.
- NRS 675.380 - Authority of Commissioner to investigate business; free access required.
- NRS 675.390 - Authority of Commissioner to require attendance of witnesses and production of documents.
- NRS 675.400 - Commissioner to examine licensee’s business annually; fee.
- NRS 675.410 - Temporary suspension of license: Conditions; notice; hearing; term of suspension.
- NRS 675.420 - Surrender of license by licensee; surrender as affecting licensee’s liability.
- NRS 675.430 - Order to desist and refrain; action to enjoin violation; appointment and powers of receiver.
- NRS 675.440 - Revocation or suspension of license: Grounds; notice; hearing; order.
- NRS 675.445 - Revocation or suspension of license: Additional grounds.
- NRS 675.450 - Preexisting contracts unaffected by revocation, suspension, expiration or surrender of license.
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