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2024 Nevada Revised Statutes
Chapter 649 - Collection Agencies
GENERAL PROVISIONS
- NRS 649.005 - Definitions.
- NRS 649.010 - "Claim" defined.
- NRS 649.015 - "Collection activities" defined.
- NRS 649.020 - "Collection agency" defined.
- NRS 649.025 - "Collection agent" defined.
- NRS 649.026 - "Commissioner" defined.
- NRS 649.028 - "Compliance manager" defined.
- NRS 649.030 - "Customer" defined.
- NRS 649.031 - "Debt buyer" defined.
- NRS 649.033 - "Exempt entity" defined.
- NRS 649.035 - "Manager" defined.
- NRS 649.036 - "Medical debt" defined.
- NRS 649.037 - "Medical debtor" defined.
- NRS 649.038 - "Medical facility" defined.
- NRS 649.039 - "Nationwide Multistate Licensing System and Registry" or "Registry" defined.
- NRS 649.041 - "Provider of emergency medical services" defined.
- NRS 649.042 - "Provider of health care" defined.
- NRS 649.044 - "Remote location" defined.
- NRS 649.045 - Legislative finding and declaration.
- NRS 649.051 - Administration and enforcement of chapter.
- NRS 649.053 - Regulations.
- NRS 649.054 - Regulations authorizing collection from location outside of Nevada; standards for trust accounts.
- NRS 649.056 - Regulations prescribing methods of conducting business; investigations and examinations.
- NRS 649.057 - Investigations and hearings.
- NRS 649.059 - Approval of printed forms.
- NRS 649.061 - Notification of results of examination; retention and destruction of examination papers.
- NRS 649.065 - Records: Maintenance by Commissioner; contents; confidentiality and disclosure of application and personal or financial records and other documents submitted or obtained pursuant to certain examination, audit or investigation.
- NRS 649.067 - Records: Certain records relating to complaint or investigation deemed confidential; certain records relating to disciplinary action deemed public records.
- NRS 649.075 - License required to engage in business of collection agency; conduct constituting engaging in such business; location for which license required to be obtained; conditions under which debt buyer is authorized to share license with affiliated person.
- NRS 649.085 - Qualifications of applicant for license.
- NRS 649.095 - Application for license: Contents; examination of applicant; submission of financial statement; withdrawal of application.
- NRS 649.105 - Bond or substitute security required; amount and conditions; adjustments in amount.
- NRS 649.115 - Form of bond; matters covered by bond; statute of limitations for bringing action on bond.
- NRS 649.119 - Deposit as substitute for bond.
- NRS 649.125 - Investigation by Commissioner.
- NRS 649.135 - Approval of application: Conditions; findings; notice; issuance of unique license number; update of public record regarding licensees.
- NRS 649.145 - Conditions for issuance of license; contents of license.
- NRS 649.155 - Order denying application; notice of denial.
- NRS 649.165 - Rights of licensee.
- NRS 649.167 - License as collection agency valid for principal place of business and branch offices in application; notice to Commissioner of location of additional branch office required.
- NRS 649.175 - Certificate required.
- NRS 649.185 - Application.
- NRS 649.196 - Qualifications of applicant; requirements for issuance; notice of refusal to issue certificate; request for hearing; withdrawal of application.
- NRS 649.205 - Examinations: Frequency; location; requirements; reexamination; waiver; regulations.
- NRS 649.215 - Grounds for refusing examination or suspending or revoking certificate.
- NRS 649.225 - Issuance of certificate; unique identification number required for certificate; notice to Commissioner of compliance manager’s change of residence address required.
- NRS 649.233 - Payment of child support: Submission of certain information by applicant; grounds for denial of license or certificate; duty of Commissioner. [Effective until the date of the repeal of 42 U.S.C. § 666, the federal law requiring each state to establish procedures for withholding, suspending and restricting the professional, occupational and recreational licenses for child support arrearages and for noncompliance with certain processes relating to paternity or child support proceedings.] Payment of child support: Submission of certain information by applicant; grounds for denial of license or certificate; duty of Commissioner. [Effective on the date of the repeal of 42 U.S.C. § 666, the federal law requiring each state to establish procedures for withholding, suspending and restricting the professional, occupational and recreational licenses for child support arrearages and for noncompliance with certain processes relating to paternity or child support proceedings and expires by limitation 2 years after that date.]
- NRS 649.235 - Not transferable.
- NRS 649.245 - Expiration; renewal; cancellation; reinstatement.
- NRS 649.271 - Commissioner authorized to take action to participate; charges for use; regulations; provisions do not replace or affect authority of Commissioner regarding licensing and certification.
- NRS 649.273 - Submission and processing of fingerprints.
- NRS 649.277 - Commissioner required to report certain information or material; confidentiality of information or material provided; Commissioner authorized to enter into certain agreements and arrangements.
- NRS 649.279 - Additional materials required to be submitted.
- NRS 649.281 - Holder of license or certificate required to register and maintain unique identifier; Commissioner authorized to issue license or certificate through Registry; references to Commissioner deemed references to Registry.
- NRS 649.295 - Amounts; deposit; regulations.
- NRS 649.297 - Fee for failure to submit reports; regulations.
- NRS 649.300 - Payment of assessment; cooperation with audits and examinations.
- NRS 649.305 - Collection agency prohibited from operating without compliance manager; limitations on employment of compliance managers.
- NRS 649.310 - Remote location: Prerequisites for collection agent to begin remote work.
- NRS 649.311 - Remote location: Requirements; connection to collection agency; restriction on number of agents at same location; prohibition against collection agent printing or storing physical records remotely; deemed extension of collection agency.
- NRS 649.312 - Remote location: Duty of collection agency to develop and implement security policy; contents of security policy.
- NRS 649.313 - Remote location: Duty of collection agent to comply with certain statutory requirements; duty of collection agency to record and monitor calls, maintain records, review policies and procedures and establish procedure for monitoring collection agents; prohibited acts by collection agency or collection agent.
- NRS 649.315 - Display of license or certificate.
- NRS 649.320 - Duty of collection agency to display on Internet website unique identifier of collection agency and unique identifier and certificate identification number of compliance manager.
- NRS 649.325 - Change of location of business.
- NRS 649.330 - Notification of change in management or ownership of voting stock; application for licensure of replacement; investigation; costs; waiver.
- NRS 649.331 - Recording of telephone conversations.
- NRS 649.332 - Verification of claim.
- NRS 649.334 - Written agreement required to be specific, intelligible and unambiguous; money collected required to be credited first to principal; partial collection of claim prohibited; accounting of money collected on behalf of customer; exception.
- NRS 649.3345 - Withdrawal of claim by customer; exception.
- NRS 649.335 - Retention and examinations of records and accounts.
- NRS 649.345 - Annual report to Commissioner and Registry; additional reports; suspension of license or certificate for false information.
- NRS 649.347 - Additional annual report to Commissioner concerning collection of claims for unit-owners’ association.
- NRS 649.355 - Business ethics and practices; trust accounts; exception.
- NRS 649.365 - Approval of business name required; prohibition against use of certain names, terms and forms.
- NRS 649.366 - Collection of medical debt: Notification to medical debtor required before taking action to collect.
- NRS 649.367 - Collection of medical debt: Conditions for acceptance of voluntary payment from medical debtor during notification period; protections for medical debtor who initiates contact with or makes voluntary payment to collection agency during notification period.
- NRS 649.368 - Collection of medical debt: Prohibited practices.
- NRS 649.369 - Collection of medical debt: Protections may not be waived.
- NRS 649.370 - Violation of federal Fair Debt Collection Practices Act.
- NRS 649.375 - Prohibited practices generally.
- NRS 649.385 - Investigation of verified complaint; verified answer; action by Commissioner after informal hearing.
- NRS 649.390 - Investigation of verified complaint concerning unlicensed person; order to cease and desist; administrative fines; suit to recover fine; cumulative penalties.
- NRS 649.395 - Authorized disciplinary action; grounds for disciplinary action; effect of revocation of license; orders imposing discipline deemed public records.
- NRS 649.398 - Suspension of license or certificate for failure to pay child support or comply with certain subpoenas or warrants; reinstatement of license or certificate. [Effective until 2 years after the date of the repeal of 42 U.S.C. § 666, the federal law requiring each state to establish procedures for withholding, suspending and restricting the professional, occupational and recreational licenses for child support arrearages and for noncompliance with certain processes relating to paternity or child support proceedings.]
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