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Nevada Rev. Stat.
2023 Nevada Revised Statutes
Chapter 604D - Earned Wage Access Services
GENERAL PROVISIONS
- NRS 604D.010 - Definitions. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.020 - "Commissioner" defined. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.030 - "Direct-to-consumer earned wage access provider" defined. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.040 - "Direct-to-consumer earned wage access services" defined. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.050 - "Earned but unpaid income" defined. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.060 - "Earned wage access services" defined. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.070 - "Employer" defined. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.080 - "Employer-integrated earned wage access provider" defined. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.090 - "Employer-integrated earned wage access services" defined. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.100 - "Fee" defined. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.110 - "Licensee" defined. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.120 - "Nationwide Multistate Licensing System and Registry" and "Registry" defined. [Effective on the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Bureau that the Nationwide Multistate Licensing System and Registry has sufficient capabilities to allow the Commissioner to carry out the provisions of chapter 400, Statutes of Nevada 2023, at page 2393, and expires by limitation on December 31, 2029.]
- NRS 604D.130 - "Outstanding proceeds" defined. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.140 - "Preauthorized electronic fund transfer" defined. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.150 - "Proceeds" defined. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.160 - "Provider" defined. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.170 - "User" defined. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.180 - Commissioner authorized to adopt regulations. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.190 - Construction of chapter; resolution of conflicts. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.200 - License required; application; issuance; expiration; renewal; Commissioner to adopt regulations establishing amount of fees; license not transferrable or assignable; applicability. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.210 - Additional requirements for licensure; grounds for refusal to issue license. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.220 - Statement concerning obligation for child support required for issuance or renewal of license. [Effective July 1, 2024, and expires by limitation on the earlier of December 31, 2029, or the date of the repeal of 42 U.S.C. § 666, the federal law requiring each state to establish procedures for withholding, suspending and restricting the professional, occupational and recreational licenses for child support arrearages and for noncompliance with certain processes relating to paternity or child support proceedings.]
- NRS 604D.230 - Suspension of license; reinstatement of license. [Effective July 1, 2024, and expires by limitation on the earlier of December 31, 2029, or the date of the repeal of 42 U.S.C. § 666, the federal law requiring each state to establish procedures for withholding, suspending and restricting the professional, occupational and recreational licenses for child support arrearages and for noncompliance with certain processes relating to paternity or child support proceedings.]
- NRS 604D.240 - License remains effective until expiration, surrender, revocation or suspension. [Expires by limitation on December 31, 2029.]
- NRS 604D.250 - Bond: Amount; form; notice to Commissioner; replenishment; liability of surety. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.260 - Certain changes of licensee prohibited without prior approval of Commissioner; notice of proposed change to Commissioner; approval of Commissioner. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.270 - Change in principal officers or directors of licensee. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.300 - Commissioner authorized to take action to participate in Registry; fingerprints; charges for use; regulations; provisions do not replace or affect authority of Commissioner regarding licensure. [Effective on the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Bureau that the Nationwide Multistate Licensing System and Registry has sufficient capabilities to allow the Commissioner to carry out the provisions of chapter 400, Statutes of Nevada 2023, at page 2393.]
- NRS 604D.310 - Additional materials required to be submitted to Registry. [Effective on the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Bureau that the Nationwide Multistate Licensing System and Registry has sufficient capabilities to allow the Commissioner to carry out the provisions of chapter 400, Statutes of Nevada 2023, at page 2393.]
- NRS 604D.320 - Licensee to register and maintain unique identifier; Commissioner authorized to issue license through Registry; references to Commissioner deemed references to Registry. [Effective on the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Bureau that the Nationwide Multistate Licensing System and Registry has sufficient capabilities to allow the Commissioner to carry out the provisions of chapter 400, Statutes of Nevada 2023, at page 2393.]
- NRS 604D.330 - Commissioner to report information to Registry; confidentiality of information provided; Commissioner authorized to enter into certain agreements and arrangements. [Effective on the date on which the Commissioner of Financial Institutions notifies the Governor and the Director of the Legislative Counsel Bureau that the Nationwide Multistate Licensing System and Registry has sufficient capabilities to allow the Commissioner to carry out the provisions of chapter 400, Statutes of Nevada 2023, at page 2393, and expires by limitation on December 31, 2029.]
- NRS 604D.400 - Duties of provider; applicability to certain payments. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.410 - Prohibited acts by provider; certain acts not precluded. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.500 - Licensee to submit annual report to Commissioner; unavailability of audited financial statements; confidentiality of documents and information; annual publication by Commissioner. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.510 - Annual examinations by Commissioner. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.520 - Examination of books and records by Commissioner; reasonable access required; presumption of engagement in business of provider requiring license; exception. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.530 - Investigations and hearings; required attendance and testimony of persons and production of documents. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.540 - Authority of Commissioner to require attendance of witnesses and production of books and records. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.550 - Fee for supervision, audit, examination, investigation or hearing; employment of certified public accountant; deposit in State Treasury. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.600 - Person may file complaint alleging violation; duties of Commissioner when complaint is filed; verified answer by licensee; certain records relating to complaint or investigation deemed confidential. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.610 - Temporary suspension of license; notice of hearing to revoke or suspend license. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
- NRS 604D.620 - Order to desist and refrain; action to enjoin violation; administrative fine. [Effective July 1, 2024, and expires by limitation on December 31, 2029.]
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