2006 Nebraska Revised Statutes - § 44-1614 — Life insurance; extension to spouse and children of employee or member; individual policy; benefits.

Section 44-1614
Life insurance; extension to spouse and children of employee or member; individual policy; benefits.

(1) Insurance, further referred to in subsection (2) of this section, under any group life insurance policy issued pursuant to section 44-1602, 44-1604, 44-1605, or 44-1606.01 may be extended to insure the spouse and dependent children, or any class or classes thereof, of each insured employee or member. Premiums for the insurance on such spouse and dependent children shall be paid by the policyholder either from the policyholder's fund or funds contributed by him or her or from funds contributed by the insured employees or members, or from both.

(2) Upon termination of the insurance, referred to in subsection (1) of this section, with respect to the spouse or dependent children of any employee or member by reason of termination of employment, termination of membership in the class or classes eligible for coverage under the policy, or death, the spouse shall be entitled to have issued by the insurer, without evidence of insurability, an individual policy of life insurance without disability or other supplementary benefits if application for the individual policy is made and the first premium paid to the insurer within thirty-one days after such termination, subject to the requirements of subdivision (8) of section 44-1607. If the group policy terminates or is amended so as to terminate the insurance of any class of employees or members and the employee or member is entitled to have issued an individual policy under subdivision (9) of section 44-1607, the spouse shall also be entitled to have issued by the insurer an individual policy subject to the conditions and limitations provided in this section. If the spouse dies within the period during which he or she would have been entitled to have an individual policy issued in accordance with this section, the amount of life insurance which he or she would have been entitled to have issued under such individual policy shall be payable as a claim under the group policy, whether or not application for the individual policy or the payment of the first premium therefor has been made. Notwithstanding subdivision (7) of section 44-1607 only one certificate need be issued for delivery to an insured person if a statement concerning any dependents' coverage is included in such certificate.

Source:

Laws 1957, c. 192, § 9, p. 681

Laws 1961, c. 224, § 1, p. 666

Laws 1972, LB 1189, § 2

Laws 1989, LB 92, § 179

Annotations:

Where policy issued was not life policy but accident policy, insurer could deny certain coverage to wife of member. Simmons v. Continental Cas. Co., 410 F.2d 881 (8th Cir. 1969).

~Reissue Revised Statutes of Nebraska