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2019 Missouri Revised Statutes
Title XXIV - Business and Financial Institutions
Chapter 379 - Insurance Other Than Life

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GENERAL PROVISIONS

Section 379.005 Definitions. (8/28/2008)
Section 379.125 Reinsurance. (8/28/2016)
Section 379.130 Insurance claims, percentage of fault not to be assigned based solely on operation of a motorcycle. (8/28/2009)
Section 379.140 Company not to deny value — full amount of policy to be paid. (8/28/1939)
Section 379.145 Property insured in more than one company. (8/28/1939)
Section 379.150 Partial loss — option with insured. (8/28/1939)
Section 379.155 Coinsurance provisions declared void — exception. (8/28/1939)
Section 379.160 Form of policy to be filed — coinsurance clause. (8/28/1963)
Section 379.165 Construction of warranties of fact made in application. (8/28/1939)
Section 379.170 Construction of warranties of fact incorporated in policy. (8/28/1939)
Section 379.175 Evasion of sections prohibited. (8/28/1939)
Section 379.180 Adjustments and examination of books to be made at place of loss. (8/28/1939)
Section 379.185 After notice of loss, company to furnish blanks. (8/28/1939)
Section 379.190 Failure to furnish blank forms deemed waiver. (8/28/1939)
Section 379.195 Accident insurance liability fixed, when — cancellation prohibited. (8/28/1939)
Section 379.200 Judgment creditor may collect insurance, when. (8/28/1991)
Section 379.201 Motor vehicle policies to include coverage of owner and vehicle loaned for demonstration or during repairs. (8/28/1985)
Section 379.203 Automobile liability policy, required provisions — uninsured motorist coverage required — recovery against tort-feasor, how limited. (8/28/1991)
Section 379.204 Underinsured motor vehicle coverage, construction of policy. (8/28/1999)

ORGANIZATION OF INSURANCE COMPANIES

AUTOMOBILE INSURANCE CANCELLATION — REFUSAL TO ISSUE OR RENEW

Section 379.110 Definitions. (8/28/2018)
Section 379.112 Provisions of policy covered. (8/28/1974)
Section 379.114 Reasons for cancellation. (8/28/1974)
Section 379.116 Refusal to insure or exclusion of named persons, when. (8/28/1974)
Section 379.118 Notice of cancellation and renewals, due when — reinstatement, when — exemption, when. (8/28/2018)
Section 379.120 Explanation of refusal to write a policy, how given, contents. (8/28/2015)
Section 379.121 Definitions. (8/28/2001)
Section 379.122 Refusal to issue policy based on the lack of prior motor vehicle coverage prohibited, when. (8/28/2001)
Section 379.123 Violation deemed unfair trade practice. (8/28/2001)

MUTUAL COMPANIES OTHER THAN LIFE AND FIRE

Section 379.205 Mutual companies other than life and fire insurance. (8/28/1939)
Section 379.210 Articles of incorporation shall specify what. (8/28/1939)
Section 379.215 Name must contain the word "mutual". (8/28/1939)
Section 379.220 Submitted to director — proof of publication — certificate may be issued — amendment of articles. (8/28/1939)
Section 379.225 Company to have legal existence from date of certificate — insurance in force, when. (8/28/1939)
Section 379.230 Contracts of insurance and reinsurance. (8/28/1939)
Section 379.235 License required — conditions to be complied with. (8/28/1977)
Section 379.240 Who may hold policies. (8/28/1939)
Section 379.245 Voting power of members. (8/28/1939)
Section 379.250 Premiums. (8/28/1939)
Section 379.255 Assets, how invested. (8/28/1939)
Section 379.257 Deposit of securities required of mutual companies other than life and fire. (8/28/1967)
Section 379.260 Reserves. (8/28/1939)
Section 379.263 Mutual companies other than life and fire to file statement of affairs, when. (8/28/1967)
Section 379.265 Assessments to meet reserve deficiencies. (8/28/1939)
Section 379.270 Director may advance money. (8/28/1939)
Section 379.275 Policies need not be countersigned — conditions. (8/28/1939)
Section 379.290 Tax to be paid upon premiums. (8/28/1945)
Section 379.295 Returns and assessment to be made by director — collection and disposition of tax by the director of revenue. (8/28/1945)
Section 379.300 Failure to make return — director to proceed. (8/28/1945)

REGULATION OF RATES AND RATING ORGANIZATIONS

Section 379.316 Scope of act (section 379.017 and sections 379.316 to 379.361). (8/28/2001)
Section 379.318 Rates, how made. (8/28/1972)
Section 379.321 Rating plans to be filed with director, when — informational filings. (8/28/2018)
Section 379.323 Rating organization defined — license, application for, contents — subscribers, how treated. (8/28/1972)
Section 379.326 Deviation, how filed, effective when — open to public inspection. (8/28/1972)
Section 379.328 Advisory organization defined — required filings — hearings on activities, discontinuance orders. (8/28/1972)
Section 379.331 Joint underwriting regulated — hearings, discontinuance order, when. (8/28/1972)
Section 379.333 Insurers may act in concert to make rates. (8/28/1972)
Section 379.336 Insurers with common management may act in concert to make rates. (8/28/1972)
Section 379.338 Agreement to adhere prohibited, exception. (8/28/1972)
Section 379.341 Exchange of information approved. (8/28/1972)
Section 379.343 Examinations by director, when, how conducted, cost how paid. (8/28/1972)
Section 379.346 Examination, purpose of — hearing — order. (8/28/1972)
Section 379.348 Review of rate, rating plan or system, how obtained. (8/28/1972)
Section 379.351 Approval by director of rules and plans, when — exchange of information with director — director may make rules and regulations. (8/28/1972)
Section 379.353 Withholding of information or giving false or misleading information prohibited, penalty. (8/28/1972)
Section 379.356 Excessive premiums and rebates prohibited. (1/1/2003)
Section 379.359 Commissions paid to brokers or agents not affected. (8/28/1972)
Section 379.361 Violations, penalties. (8/28/2007)

CASUALTY AND SURETY RATE REGULATION

Section 379.420 Citation of law. (8/28/1947)
Section 379.425 Law applicable to certain classes of insurance — exceptions. (8/28/2001)
Section 379.430 Insurers may act in concert with respect to rates. (8/28/1947)
Section 379.435 Rating organization defined. (8/28/1947)
Section 379.440 Rating organization must be licensed — who may apply — content of application. (8/28/1947)
Section 379.445 Requirements to obtain and retain license. (8/28/1947)
Section 379.450 Director to grant or deny license. (8/28/1947)
Section 379.455 Advisory organizations. (8/28/1947)
Section 379.460 Joint underwriting groups. (8/28/1947)
Section 379.465 Exchange of information — agreement to rates. (8/28/1947)
Section 379.470 Provisions governing rates. (10/16/2015)
Section 379.475 Director to examine — powers — cost — director may accept examination by other state. (8/28/1947)
Section 379.480 Purpose of examination — hearing — orders. (8/28/1947)
Section 379.485 Penalties for failure to comply — powers of director. (8/28/1947)
Section 379.490 May use rating plans or systems. (8/28/1947)
Section 379.495 Payment of dividends not regulated. (8/28/1947)
Section 379.500 Freedom of contract for fees not restricted. (8/28/1947)
Section 379.505 Hearings on orders — notice — rules of pleading and evidence — review — effective date of order. (8/28/1947)
Section 379.510 Penalty for violation of orders. (8/28/2007)

REORGANIZATION OF INSURANCE COMPANIES

Section 379.515 May reorganize and extend corporate existence. (8/28/1939)
Section 379.520 Content of articles of association. (8/28/1939)
Section 379.525 Additional requirements for articles of association. (8/28/1939)
Section 379.530 Special meeting to be called — notice. (8/28/1939)
Section 379.535 Propositions for reorganization and extension of corporate existence to be voted on. (8/28/1939)
Section 379.540 Articles to be acknowledged and declaration of proceeding to be made. (8/28/1939)
Section 379.545 Duty of director. (8/28/1939)
Section 379.550 Board to accept certificate — file with secretary of state — fee — new board — notify director. (8/28/1947)
Section 379.555 Examination of company and certificate to do business. (8/28/1939)
Section 379.560 Value of equitable interests of nonassenting stockholders or policyholders to be paid to them. (8/28/1939)
Section 379.565 Suit in circuit court to determine value. (8/28/1939)
Section 379.570 Publication of notice — proceedings. (8/28/1939)
Section 379.575 Who may appear — proceedings, how governed. (8/28/1939)
Section 379.580 Costs — by whom paid. (8/28/1939)
Section 379.585 Company having special charter may accept general insurance laws. (8/28/1939)
Section 379.590 Content of articles of association. (8/28/1939)
Section 379.595 Additional requirements of articles of association. (8/28/1939)
Section 379.600 Special meeting to be called — notice. (8/28/1939)
Section 379.605 Proposition to surrender to be voted on. (8/28/1939)
Section 379.610 Acknowledgment and declaration to be made. (8/28/1939)
Section 379.615 Duty of director. (8/28/1939)
Section 379.620 Acceptance by resolution of directors. (8/28/1939)
Section 379.625 Certificate to do business. (8/28/1939)

RECIPROCALS OR INTERINSURANCE EXCHANGES

PROPERTY INSURANCE CONTINUATION AFTER DEATH

Section 379.808 Insurance policies on certain real property — beneficiary deemed insured, duration, others covered not affected, when. (8/28/2004)

BASIC PROPERTY INSURANCE INSPECTION AND PLACEMENT PROGRAM

Section 379.810 Program established. (8/28/1969)
Section 379.815 Definitions. (8/28/2004)
Section 379.820 Inspections and reports. (8/28/1986)
Section 379.825 Issuance of policy, when — appointment of liability assumed — expenses — limits on liability. (8/28/2004)
Section 379.827 Sinkhole loss policies authorized. (8/28/2014)
Section 379.830 Procedure after inspection and submission. (8/28/1986)
Section 379.835 Joint reinsurance association. (8/28/1986)
Section 379.840 Standard policy coverage and rating procedure. (8/28/1969)
Section 379.845 Cancellation or nonrenewal. (8/28/1986)
Section 379.850 Right of appeal. (8/28/1986)
Section 379.855 Commissions. (8/28/1969)
Section 379.860 Administration of program — governing committee, members, vacancies. (8/28/2006)
Section 379.865 Annual and special meetings. (8/28/1969)
Section 379.870 Duties of the committee. (8/28/1969)
Section 379.875 Statistics to be kept, reports. (8/28/1986)
Section 379.880 Public education. (8/28/1969)

COMMERCIAL CASUALTY INSURANCE

PREPAID LEGAL SERVICE PLAN

Section 379.901 Prepaid service plan defined — agent soliciting memberships, disclosures. (8/28/2014)

SMALL EMPLOYER HEALTH INSURANCE AVAILABILITY ACT

EARTHQUAKE INSURANCE

Section 379.975 Insurer to provide information, when. (8/28/1992)
Section 379.978 Written disaster plan, insurer to develop, contents. (8/28/1992)

REORGANIZATION OF DOMESTIC MUTUAL INSURANCE COMPANY

CAPTIVE INSURANCE COMPANIES

Section 379.1300 Definitions. (8/28/2013)
Section 379.1302 Licensure — prohibited acts — requirements for conducting business — application requirements. (8/28/2009)
Section 379.1304 Adoption of a name, deceptive practice. (8/28/2007)
Section 379.1306 Capital and surplus requirements. (8/28/2013)
Section 379.1308 Approval for payment of dividends required. (8/28/2007)
Section 379.1310 Incorporation as a stock insurer permitted, when. (8/28/2013)
Section 379.1312 Reports required. (8/28/2013)
Section 379.1314 Inspections, when. (8/28/2007)
Section 379.1316 Suspension or revocation of licensure, when. (8/28/2007)
Section 379.1318 Investment requirements, compliance with. (8/28/2007)
Section 379.1320 Reinsurance may be provided, when. (8/28/2007)
Section 379.1322 Rating organizations, company not required to join. (8/28/2007)
Section 379.1324 Prohibitions on joining or contributing to certain entities and funds. (8/28/2007)
Section 379.1326 Premium tax imposed, amount, procedure. (8/28/2013)
Section 379.1328 Rulemaking authority. (8/28/2007)
Section 379.1330 Inapplicability of insurance laws to captive insurance companies. (8/28/2007)
Section 379.1332 Promotion of captive insurance, moneys from dedicated insurance fund to be used. (8/28/2009)
Section 379.1336 Insurance reorganization, receivership and injunctions provisions — applicability to captive insurance companies. (8/28/2007)
Section 379.1338 Standards for risk management of controlled unaffiliated business. (8/28/2007)
Section 379.1339 Conversion to reciprocal insurer, when, procedure. (8/28/2009)
Section 379.1340 Branch captive may be established, when. (8/28/2007)
Section 379.1342 Trust fund required for branch captive insurance company. (8/28/2007)
Section 379.1344 Certificate for branch captive insurance companies. (8/28/2007)
Section 379.1346 Reports and statements of branch captive insurance companies to be filed with director. (8/28/2007)
Section 379.1348 Examination of branch captive insurance companies, limitations. (8/28/2007)
Section 379.1350 Applicability of tax to branch companies. (8/28/2007)
Section 379.1351 Sponsored captive insurance companies, may be formed by whom — definitions — requirements. (8/28/2013)

SPECIAL PURPOSE LIFE REINSURANCE CAPTIVE

Section 379.1353 Definitions. (8/28/2007)
Section 379.1356 Inapplicability of insurance laws. (8/28/2007)
Section 379.1359 License application — requirements for transaction of business — licensure requirements — issuance of license, fee. (8/28/2007)
Section 379.1361 Plan of operation to be filed, contents. (8/28/2007)
Section 379.1364 License fee, amount. (8/28/2007)
Section 379.1367 Approval of application, findings by director. (8/28/2007)
Section 379.1370 Corporate status of company. (8/28/2007)
Section 379.1373 Limitation on activities and name — number of incorporators required. (8/28/2009)
Section 379.1376 Contract requirements. (8/28/2007)
Section 379.1379 Swap agreements permitted. (8/28/2007)
Section 379.1382 Issuance of securities — approved activities by director. (8/28/2007)
Section 379.1385 Management of assets. (8/28/2007)
Section 379.1388 Recognition of admitted assets — value of assets. (8/28/2009)
Section 379.1391 Prohibited acts. (8/28/2007)
Section 379.1394 Dividend-payments, limitations. (8/28/2007)
Section 379.1397 Changes in plan of operation, directors approval required. (8/28/2007)
Section 379.1400 Affiliated agreements to be filed with director. (8/28/2007)
Section 379.1403 Audited financial report required, requirements. (8/28/2007)
Section 379.1406 Examination required, when, procedure. (8/28/2007)
Section 379.1409 Record-keeping requirements. (8/28/2007)
Section 379.1412 Premium tax required, amount, procedure. (8/28/2009)
Section 379.1415 Confidentiality of records, exceptions. (8/28/2007)
Section 379.1418 Grounds for liquidation — granting of relief, management of assets. (8/28/2007)
Section 379.1421 Rulemaking authority. (8/28/2007)

PORTABLE ELECTRONICS INSURANCE

SELF-SERVICE STORAGE INSURANCE

Section 379.1640 Self-service storage--definitions--offer of insurance, requirements--prohibited acts--limitation on policy amount--rulemaking authority. (8/28/2016)

TRANSPORTATION NETWORK COMPANY INSURANCE

Section 379.1700 Definitions. (8/28/2016)
Section 379.1702 Primary automobile insurance to be maintained, requirements — lapsed coverage, effect of — proof of insurance required. (8/28/2016)
Section 379.1704 Disclosure of insurance coverage, how made. (8/28/2016)
Section 379.1706 Disclosure statement — display. (8/28/2016)
Section 379.1708 Exclusions and limitations on coverage. (8/28/2016)

CHAPTER CROSS REFERENCES

Acquisition of mechanical data processing system as asset, 375.325
All license, permit and certificate applications shall contain the Social Security number of the applicant, 324.024
Buildings constituting nuisances, demolition by ordinances with insurance provisions, duties, 67.410 to 67.412
Injured employees, insurance, payment of fees and integration of systems of insurers and entities administering claims, department rules not applicable, when, 375.427
Insurer, defined, 375.932
Mortgage insurance, restriction, condition, 443.415
Motor vehicle financial responsibility law, Chap. 303
Penalty for unauthorized persons or corporation transacting insurance business, 375.310
Prepaid dental plans, 354.700 to 354.725
Reconstructed motor vehicle as result of claim and repairs, duty of insurer to notify certain persons, contents, 301.020
Risk management associations, higher education, institutions, 176.500 to 176.540
Second mortgages insurance coverage authorized as additional charge, 408.233
Unfair practices and frauds, 375.930 to 375.948
Workers' compensation insurance, Chap. 287

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