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2017 Mississippi Code
Title 75 - Regulation of Trade, Commerce and Investments
Chapter 24 - Regulation of Business for Consumer Protection
Insurance Benefits Roofing Repair Consumer Protection Act
§ 75-24-305. Definitions
Universal Citation: MS Code § 75-24-305 (2017)
- As used in Sections 75-24-301 through 75-24-311:
- (a) "Emergency services" means services performed with the express permission of the insured and that are immediately necessary for:
- (i) The preservation of the residential real estate; or
- (ii) The health of the insured, owner or possessor.
"Emergency services" does not include inspection of the residential roof system or an estimation of the repair costs.
- (b) "Insured" means an insured whose name appears on the face of the property and casualty insurance policy that provides coverage for the residential roof system to be repaired.
- (c) "Residential roofing contractor" means a person or entity contracting or offering to contract with an insured, owner or possessor of a residential roof system to repair or replace a roof system on residential real estate, or any portion thereof, where all or part of the cost is expected to be paid as a benefit of a property and casualty insurance policy.
- (d) "Residential" means a new or existing dwelling constructed for habitation by one (1) to four (4) families, including a detached garage.
- (e) "Insurance benefits residential roof system repair contract" means a written contract with an insured to repair a roof system, or any part thereof, on residential real estate, or provide goods and services in connection with such repair, that is to be paid in whole, or in part, under a property and casualty insurance policy.
- (f) "Roof system" means roof coverings, roof sheathing, roof weatherproofing and insulation.
- (a) "Emergency services" means services performed with the express permission of the insured and that are immediately necessary for:
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