2014 Mississippi Code
Title 63 - MOTOR VEHICLES AND TRAFFIC REGULATIONS
Chapter 16 - PUBLIC SAFETY VERIFICATION AND ENFORCEMENT ACT [REPEALED EFFECTIVE JULY 1, 2018]
§ 63-16-3 - Creation of electronic motor vehicle insurance verification system; system requirements [Repealed effective July 1, 2018]

(1) The Department of Public Safety, hereinafter referred to in this section as "department," in cooperation with the Commissioner of Insurance and the Department of Revenue, shall establish an accessible common carrier-based motor vehicle insurance verification system to verify the compliance of a motor vehicle owner or operator with motor vehicle liability policy requirements under the Mississippi Motor Vehicle Safety-Responsibility Law.

(2) The department in cooperation with the Department of Revenue may contract with a private vendor or vendors to establish and maintain the system.

(3) The system must:

(a) Send requests to insurers for verification of motor vehicle liability insurance using electronic services established by the insurers through the Internet, World Wide Web, or a similar proprietary or common carrier electronic system in compliance with the specifications and standards of the Insurance Industry Committee on Motor Vehicle Administration and other applicable industry standards;

(b) Include appropriate provisions to secure its data against unauthorized access and to maintain a record of all requests and responses;

(c) Be accessible, without fee, to authorized personnel of the department, the Department of Revenue, the courts, law enforcement personnel, county tax collectors, and other entities authorized by the department or the Department of Revenue under the provisions of Section 63-16-7;

(d) Be able to interface with existing department and Department of Revenue systems;

(e) Be able to be accessed by authorized users via a secure web browser;

(f) Receive insurance data file transfers from insurers under specifications and standards set forth in paragraph (a) of this subsection to identify motor vehicles that are not covered by an insurance policy;

(g) Provide a means by which low-volume insurers that are unable to deploy an online interface with the system can report insurance policy data to the department, the Department of Revenue or their designee for inclusion in the system;

(h) Provide a means to track separately or distinguish motor vehicles that are subject to a certificate of insurance under Section 63-15-39 or 63-15-41, a certificate of self-insurance under Section 63-15-53, a bond under Section 63-15-49, or a certificate of deposit of money or securities under Section 63-15-51;

(i) Distinguish motor vehicles that are exempt from the provisions of this chapter;

(j) Be available twenty-four (24) hours a day, seven (7) days a week, subject to reasonable allowances for scheduled maintenance or temporary system failures, to verify the insurance status of any motor vehicle in a manner prescribed by the department or the Department of Revenue; and

(k) Be installed and operational not later than July 1, 2013, following an appropriate testing period of not less than six (6) months.

(4) Every insurer shall cooperate with the department and the Department of Revenue in establishing and maintaining the system and shall provide access to motor vehicle liability policy status information to verify liability coverage for:

(a) A motor vehicle insured by that company that is registered in this state; and

(b) If available, a motor vehicle that is insured by that company or that is operated in this state regardless of where the motor vehicle is registered.