2016 Minnesota Statutes
Chapters 59A - 79A — INSURANCE
Chapter 72A — INSURANCE INDUSTRY TRADE PRACTICES

• Section 72A.001 — MS 2006 [Renumbered 15.001]

SCOPE

• Section 72A.01 — SCOPE.

PROHIBITIONS AND PENALTIES IN GENERAL

• Section 72A.02 — VIOLATIONS AS TO POLICIES OF INSURANCE.
• Section 72A.03 — AGENT OF INSURER; PROCURING PREMIUMS BY FRAUD.
• Section 72A.04 — FALSE STATEMENTS IN APPLICATION.
• Section 72A.05 — FAILURE TO MAKE REPORT OR COMPLY WITH LAW.
• Section 72A.06 — [Repealed, 1977 c 316 s 3]
• Section 72A.061 — MANDATORY FILINGS; FAILURE TO COMPLY; PENALTIES.
• Section 72A.062 — [Repealed, 1982 c 622 s 5]
• Section 72A.07 — VIOLATIONS OF LAWS RELATING TO AGENTS, PENALTIES.
• Section 72A.08 — LAWS AGAINST REBATE.
• Section 72A.09 — VIOLATIONS WHERE OFFENSE IS NOT SPECIFICALLY DESIGNATED.
• Section 72A.10 — FAILURE TO APPEAR OR OBSTRUCTING COMMISSIONER.
• Section 72A.11 — COMPLAINANT ENTITLED TO ONE-HALF OF FINE IN CERTAIN CASES.
• Section 72A.12 — LIFE INSURANCE.
• Section 72A.125 — RENTAL VEHICLE PERSONAL ACCIDENT INSURANCE; SPECIAL REQUIREMENTS.
• Section 72A.13 — ACCIDENT AND HEALTH INSURANCE, VIOLATIONS OF CERTAIN SECTIONS.
• Section 72A.135 — FAILURE TO FOLLOW DIVIDEND AND PRICING POLICY; PENALTIES.
• Section 72A.139 — USE OF GENETIC TESTS.
• Section 72A.14 — [Renumbered 65B.13]
• Section 72A.141 — [Renumbered 65B.14]
• Section 72A.142 — [Renumbered 65B.15]
• Section 72A.143 — [Renumbered 65B.16]
• Section 72A.144 — [Renumbered 65B.17]
• Section 72A.145 — [Renumbered 65B.18]
• Section 72A.146 — [Renumbered 65B.19]
• Section 72A.147 — [Renumbered 65B.20]
• Section 72A.148 — [Renumbered 65B.21]
• Section 72A.149 — [Renumbered 65B.22]
• Section 72A.1491 — [Renumbered 65B.23]
• Section 72A.1492 — [Renumbered 65B.24]
• Section 72A.1493 — [Renumbered 65B.25]
• Section 72A.1494 — [Renumbered 65B.26]
• Section 72A.1495 — [Renumbered 65B.27]
• Section 72A.15 — PENALTY FOR VIOLATION OF LAW PROVIDING FOR INSURANCE IN UNLICENSED COMPANIES.
• Section 72A.16 — MUTUAL COMPANIES.

REGULATION OF TRADE PRACTICES

• Section 72A.17 — PURPOSE OF SECTIONS 72A.17 TO 72A.32.
• Section 72A.18 — DEFINITIONS.
• Section 72A.19 — UNFAIR METHODS AND UNFAIR OR DECEPTIVE ACTS AND PRACTICES.
• Section 72A.20 — METHODS, ACTS, AND PRACTICES WHICH ARE DEFINED AS UNFAIR OR DECEPTIVE.
• Section 72A.201 — REGULATION OF CLAIMS PRACTICES.
• Section 72A.202 — [Repealed, 2002 c 283 s 3]
• Section 72A.203 — EXEMPTIONS.
• Section 72A.2031 — DEFINITIONS.
• Section 72A.2032 — DUTIES OF INSURERS AND INSURANCE PRODUCERS.
• Section 72A.2033 — INSURANCE PRODUCER TRAINING.
• Section 72A.2034 — PENALTIES.
• Section 72A.2035 — RECORD KEEPING.
• Section 72A.2036 — RELATIONSHIP TO OTHER LAWS; ENFORCEMENT.
• Section 72A.204 — PROHIBITED USES OF SENIOR-SPECIFIC CERTIFICATIONS AND PROFESSIONAL DESIGNATIONS.
• Section 72A.205 — [Repealed, 1996 c 446 art 1 s 72; 1998 c 339 s 72]
• Section 72A.206 — [Repealed, 1992 c 540 art 2 s 22]
• Section 72A.207 — GRADED DEATH BENEFITS.
• Section 72A.21 — POWER OF COMMISSIONER.
• Section 72A.22 — HEARING; WITNESSES; PRODUCTION OF BOOKS.
• Section 72A.23 — [Repealed, 1987 c 336 s 47]
• Section 72A.24 — [Repealed, 1987 c 336 s 47]
• Section 72A.25 — UNFAIR COMPETITION.
• Section 72A.26 — INTERVENTION.
• Section 72A.27 — APPEAL.
• Section 72A.28 — [Repealed, 1987 c 336 s 47]
• Section 72A.285 — CLAIM FOR INSURANCE BENEFITS; RELEASE OF SUMMARY INFORMATION.
• Section 72A.29 — CONCURRENT REMEDIES.
• Section 72A.30 — EVIDENTIAL PRIVILEGE DENIED; IMMUNITY; WAIVER.
• Section 72A.31 — CERTAIN ACTS DEEMED UNFAIR METHOD OF COMPETITION.
• Section 72A.32 — VIOLATIONS, PROCEDURE.
• Section 72A.321 — [Repealed, 1981 c 129 s 2]
• Section 72A.325 — INSURANCE FOR FUNERAL OR BURIAL EXPENSE; FREEDOM OF CHOICE.
• Section 72A.327 — [Repealed, 2014 c 310 s 11]

UNAUTHORIZED INSURERS FALSE ADVERTISING PROCESS

• Section 72A.33 — PURPOSE OF ACT, CONSTRUCTION.
• Section 72A.34 — DEFINITIONS.
• Section 72A.35 — NOTICE TO DOMICILIARY SUPERVISORY OFFICIAL.
• Section 72A.36 — ACTION BY COMMISSIONER.
• Section 72A.37 — SERVICE UPON UNAUTHORIZED INSURER.
• Section 72A.38 — SEVERABILITY.
• Section 72A.39 — CITATION.

REGULATION OF UNAUTHORIZED INSURERS

• Section 72A.40 — PURPOSE.
• Section 72A.41 — TRANSACTING BUSINESS WITHOUT CERTIFICATE OF AUTHORITY.
• Section 72A.42 — ENFORCEMENT AUTHORITY.
• Section 72A.43 — SERVICE OF PROCESS UPON UNAUTHORIZED COMPANY BY COMMISSIONER.
• Section 72A.44 — PENALTY.
• Section 72A.45 — [Repealed, 1994 c 485 s 66]

MINNESOTA INSURANCE FAIR INFORMATION REPORTING

• Section 72A.49 — SHORT TITLE.
• Section 72A.491 — DEFINITIONS.
• Section 72A.492 — SCOPE.
• Section 72A.493 — OBTAINING INFORMATION BY IMPROPER MEANS.
• Section 72A.494 — NOTICE.
• Section 72A.495 — MARKETING AND RESEARCH SURVEYS.
• Section 72A.496 — INVESTIGATIVE CONSUMER REPORTS.
• Section 72A.497 — ACCESS TO PERSONAL INFORMATION.
• Section 72A.498 — CORRECTION, AMENDMENT, OR DELETION OF PERSONAL INFORMATION.
• Section 72A.499 — REASONS FOR ADVERSE UNDERWRITING DECISIONS.
• Section 72A.50 — PREVIOUS ADVERSE UNDERWRITING DECISIONS.
• Section 72A.501 — DISCLOSURE AUTHORIZATION.
• Section 72A.502 — DISCLOSURE OF INFORMATION; LIMITATIONS AND CONDITIONS.
• Section 72A.503 — PRIVATE REMEDIES.
• Section 72A.504 — OBTAINING INFORMATION UNDER IMPROPER MEANS.
• Section 72A.505 — IMMUNITY.

CANCELLATION OF POLICIES

• Section 72A.51 — RIGHT TO CANCEL.
• Section 72A.52 — NOTICE REQUIREMENTS.
• Section 72A.53 — [Repealed, 2014 c 222 art 2 s 41]