2006 Minnesota Code
Chapters 324 - 338 Trade Regulations, Consumer Protection
Chapter 325F Consumer Protection; Products and Sales
Section 325F.981 CHECK CASHING PRACTICES.

325F.981 CHECK CASHING PRACTICES.
Subdivision 1. Provision of credit card number. A person shall not require as a condition
of acceptance of a check, or as a means of identification, that the person presenting the check
provide a credit card number.
Subd. 2. Display without recordation. Subdivision 1 does not prohibit a person from
requesting the person presenting the check to display a credit card, but the only information
concerning a credit card which may be recorded is the type and issuer of the credit card and the
expiration date. Subdivision 1 does not require acceptance of a check whether or not a credit
card is presented.
Subd. 3. Exception. A person may require production of and may record a credit card
number as a condition for cashing a check only if: (1) the person requesting the card number has
agreed with the issuer to cash or accept checks from the issuer's cardholders; (2) the issuer has
agreed to guarantee cardholder checks cashed or accepted by that person; and (3) the cardholder
has given actual, apparent, or implied authority for use of the card number in this manner and
for this purpose.
History: 1991 c 88 s 1