2005 Minnesota Statutes - 65B.42 — Purpose.

     65B.42 Purpose. 


    The detrimental impact of automobile accidents on 
 uncompensated injured persons, upon the orderly and efficient 
 administration of justice in this state, and in various other 
 ways requires that sections 65B.41 to 65B.71 be adopted to 
 effect the following purposes: 


    (1) to relieve the severe economic distress of 
 uncompensated victims of automobile accidents within this state 
 by requiring automobile insurers to offer and automobile owners 
 to maintain automobile insurance policies or other pledges of 
 indemnity which will provide prompt payment of specified basic 
 economic loss benefits to victims of automobile accidents 
 without regard to whose fault caused the accident; 


    (2) to prevent the overcompensation of those automobile 
 accident victims suffering minor injuries by restricting the 
 right to recover general damages to cases of serious injury; 


    (3) to encourage appropriate medical and rehabilitation 
 treatment of the automobile accident victim by assuring prompt 
 payment for such treatment; 


    (4) to speed the administration of justice, to ease the 
 burden of litigation on the courts of this state, and to create 
 a system of small claims arbitration to decrease the expense of 
 and to simplify litigation, and to create a system of mandatory 
 intercompany arbitration to assure a prompt and proper 
 allocation of the costs of insurance benefits between motor 
 vehicle insurers; 


    (5) to correct imbalances and abuses in the operation of 
 the automobile accident tort liability system, to provide 
 offsets to avoid duplicate recovery, to require medical 
 examination and disclosure, and to govern the effect of advance 
 payments prior to final settlement of liability. 


    HIST: 1974 c 408 s 2; 1978 c 674 s 57