2005 Minnesota Statutes - 13C.01 — Access to consumer reports prepared by consumer reporting agencies.

     13C.01 Access to consumer reports prepared by consumer 
  reporting agencies. 


    Subdivision 1.    Fee for report.  (a) A consumer who is 
 the subject of a consumer report maintained by a consumer 
 reporting agency is entitled to request and receive by mail, for 
 a charge not to exceed $3, a copy of the consumer report once in 
 any 12-month period.  The mailing must contain a statement of 
 the consumer's right to dispute and correct any errors and of 
 the procedures set forth in the federal Fair Credit Reporting 
 Act, United States Code, title 15, sections 1681 et seq., for 
 that purpose.  The consumer reporting agency shall respond to a 
 request under this subdivision within 30 days. 


    (b) A consumer who exercises the right to dispute and 
 correct errors is entitled, after doing so, to request and 
 receive by mail, without charge, a copy of the consumer report 
 in order to confirm that the consumer report was corrected. 


    (c) A consumer is entitled to a free copy of a consumer 
 report if the consumer satisfies the procedures set forth in the 
 federal Fair Credit Reporting Act, United States Code, title 15, 
 sections 1681 et seq. 


    Subd. 2. Repealed, 1993 c 292 s 6 


    HIST: 1992 c 569 s 5; 1993 c 292 s 2; 1999 c 244 s 1