2006 Michigan Compiled Laws - CHAPTER 21 (500.2101...500.2138)

THE INSURANCE CODE OF 1956 (EXCERPT)
Act 218 of 1956 Chapter 21

Document	Description
Section 500.2101	Meanings of words and phrases.
Section 500.2102	Definitions; A to D.
Section 500.2103	Definitions; E to I.
Section 500.2104	Definitions; P to U.
Section 500.2105	Automobile insurance or home insurance to conform with chapter; exceptions.
Section 500.2106	Applicability of chapters 24 and 26; use of rates; inconsistent provisions.
Section 500.2107	Filings; review; disputes; approval; order of disapproval; revised filing.
Section 500.2108	Filing of manuals and plans; statement of character and extent of coverage; maintaining rates in effect for eligible persons; insurer as member of or subscriber to rating organization; deviations; certification, contents, and public inspection of filing; contract or policy to be in accordance with filings.
Section 500.2109	Rates for automobile insurance and home insurance; requirements; determining existence of reasonable degree of competition.
Section 500.2110	Development and evaluation of rates; considerations; systems of expense provisions; grouping risks by classifications.
Section 500.2110a	Premium discount plan.
Section 500.2110b	Use of automobile repair or automobile glass repair or replacement service; unreasonable restriction prohibited; disclosure; notice to consumers; development of plan.
Section 500.2111	Classifications and territorial base rates for automobile insurance or home insurance; conformity with applicable requirements.
Section 500.2111a-500.2111c	Repealed. 1991, Act 191, Eff. Apr. 1, 1992.
Section 500.2111d	Home insurance; premium discount plan for senior citizens.
Section 500.2111e	Rates increase prohibited; applicability of section.
Section 500.2112	Written notice to policyholder; time; contents.
Section 500.2113	Private informal managerial-level conference with insurer; internal procedures; review and determination by commissioner; procedure for determination; hearing matter as contested case.
Section 500.2114	Person or organization aggrieved by filing; application for hearing; specification of grounds; notice of hearing; order of commissioner.
Section 500.2115	Finding by commissioner that reasonable degree of competition does not exist on statewide basis; order requiring compliance with chapter 24 or 26; hearing; notice; new order.
Section 500.2116	Condition of licensure as insurance agent; penalizing insurance agent.
Section 500.2117	Home insurance; condition of maintaining insurer's certificate of authority; basis of underwriting rules; provisions applicable to repair cost policy; rates; aggregation of claims; adjustment of minimum dollar amounts.
Section 500.2118	Automobile insurance; condition of maintaining insurer's certificate of authority; basis of underwriting rules.
Section 500.2119	Underwriting rules to be in writing; inconsistent transactions prohibited; uniform application of underwriting rules required; adoption of underwriting rules by affiliated insurer or by insurer with more than 1 rating plan; underwriting rules for new applicants and for renewals; filing and public inspection of underwriting rules; order prohibiting use of inconsistent underwriting rule.
Section 500.2119a	Automobile insurance; calculating insurance eligibility points.
Section 500.2120	Automobile insurance; establishment of underwriting rules by affiliated insurers; applicability of subsection (1); compliance; separate rating plans; applicability of subsection (2); underwriting rules defining applicable rating plan; basis of underwriting rules.
Section 500.2121	Home insurance; criteria for selecting dwellings for inspection; inspection program; filing inspection criteria; disapproval of inspection criteria; liability.
Section 500.2122	Declination of insurance; explanation of reasons; refusal of application form as declination.
Section 500.2123	Termination of insurance; delivery or mailing of notice; contents of notice; effective date of termination; conformity with underwriting rules; violation of chapter 32 not authorized.
Section 500.2124	Liability for information or statement.
Section 500.2125	Suspension of insurer's obligation under §§ 500.2117 or 500.2118; hearing; duration of suspension.
Section 500.2126	Suspension of acceptance of applications; filing and contents of notice; disapproval.
Section 500.2127	Collecting and reporting data; rule; use of sampling techniques.
Section 500.2128	Repealed. 1986, Act 10, Imd. Eff. Feb. 28, 1986.
Section 500.2129	Exemption from chapter; request; form; continuation of exemption; filing annual reporting form; order discontinuing exemption; requalification for exemption prohibited; ineligible insurers.
Section 500.2130	Rules requiring exchange of insurance claim information; liability.
Section 500.2131	Effective date of §§ 500.2101 to 500.2105, 500.2107, and 500.2131; effective date of chapter generally.
Section 500.2134-500.2138	Repealed. 1991, Act 191, Eff. Apr. 1, 1992.

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