There is a newer version of the Massachusetts General Laws
2010 Massachusetts Code
PART I ADMINISTRATION OF THE GOVERNMENT
TITLE XXII CORPORATIONS
CHAPTER 175 INSURANCE
- Section 1 Definitions
- Section 2 Insurance contract; definition
- Section 2A Reinsurance contracts; status
- Section 2B Readability of policy form; definition; approval; actions based on language
- Section 3 Unauthorized insurance, annuity or variable annuity contracts; prohibition
- Section 3A Insurance laws; administration and enforcement; report of violations
- Section 3B Duties of attorney general; injunctive relief
- Section 3C Authority to define terms; conformance of definitions to small group insurance policy standards
- Section 4 Examination of companies
- Section 4A Provision of data to commissioner by homeowners insurers and joint underwriting association; access to confidential data; annual report to general court
- Section 4B Annual report to commissioner of cancellations and non-renewals of homeowners policies
- Section 4C Nondiscrimination in provision, renewal, or cancellation of homeowners insurance
- Section 4D Coverage to be made available to residential owners for release of heating oil
- Section 5 Foreign companies; revocation of authority; petition for review
- Section 6 Domestic companies; impaired capital; receivership and injunction proceedings
- Section 7 Repealed, 1925, 154, Sec. 6
- Section 8 Repealed, 1924, 406, Sec. 17
- Section 8A Summoning of witnesses
- Section 9 Computation of reserves; life companies
- Section 9A Claim fluctuation reserves; life companies
- Section 9B Annual actuary opinion
- Section 10 Liability of companies upon their contracts of insurance; other than life companies and health maintenance organizations
- Section 11 Assets and liabilities; computation
- Section 11A Valuation of investments
- Section 12 Computation of reserves; liability companies
- Section 12A Repealed, 2004, 123, Sec. 11
- Section 13 Repealed, 1923, 39, Sec. 3
- Section 14 Charges and fees
- Section 14A Committee on Valuation of Securities of National Association of Insurance Commissioners; assessment of expenses
- Section 15 Repealed, 1993, 226, Sec. 14
- Section 16 Record of proceedings; certified copies
- Section 17 Annual report
- Section 18 Conduct of business in corporate name; publication of assets and liabilities
- Section 19 Repealed, 1931, 426, Sec. 273
- Section 19A Merger or consolidation; domestic corporations
- Section 19B Merger or consolidation; formation of foreign corporation
- Section 19C Merger or consolidation; rights of minority stockholders
- Section 19D Conversion from stock to mutual company
- Section 19E Conversion from mutual to stock company
- Section 19F Reorganization as domestic stock insurer owned by mutual holding company
- Section 19G Definitions
- Section 19H Plan of reorganization; public hearing; approval of plan; meeting
- Section 19I Salaries, fees and compensation
- Section 19J Withdrawal or amendment of plan of reorganization
- Section 19K Certificate of authority; approval of articles of organization; status upon effective date of plan; rights of members
- Section 19L Commencement of actions; security for damages and expenses
- Section 19M Amendment of amended articles of organization or plan of reorganization upon effective date; vote
- Section 19N Continued use of word mutual in name
- Section 19O Transfer of assets or liabilities
- Section 19P First offer of voting stock after effective date of plan of reorganization; application
- Section 19Q Mutual life insurer as reorganizing insurer; establishment of closed block or alternate method for protection of existing policyholders’ contractual rights
- Section 19R Additional requirements applicable to reorganizing insurers, intermediate stock holding companies and mutual holding companies
- Section 19S Merger or consolidation of two or more mutual holding companies; written agreement of terms and conditions; pending actions, obligations and liabilities
- Section 19T Domestic mutual insurance company reorganizing with existing domestic or foreign mutual holding company; terms and conditions
- Section 19U Conversion of domestic mutual holding company into domestic stock corporation
- Section 19V Transactions entered into by mutual insurers for purpose of avoiding total gross investment income earned excise
- Section 19W Promulgation of regulations
- Section 20 Reinsurance
- Section 20A Credit for reinsurance; requirements
- Section 21 Single risk; limitation; penalty
- Section 22 Unauthorized policy provisions; effect
- Section 22A Combination of hazards; approval
- Section 22B Waivers of provisions of this chapter; prohibition; penalty
- Section 22C Cancellation of motor vehicle policies
- Section 22D Statement of reasons for cancellation; liability
- Section 22E Refusal to issue, renew or execute motor vehicle liability policy or bond
- Section 22F, 22G Repealed, 1973, 551, Sec. 3
- Section 22H Refusal to issue or renew motor vehicle liability policies or bonds; suspension of license; public hearings; definitions
- Section 22I Amounts received in settlement of claims retained for unpaid premiums
- Section 23 Life company; impairment of funds; issuance of policies; penalty
- Section 23A Certain occurrences affecting insurance companies; notice to commissioner
- Section 24 Life insurance policies; accidental death, disability benefits; approval
- Section 24A Refusal to issue policy or limits on coverages based on sex of insured; prohibition
- Section 24B Modification in covered services or payments; prior notice of modification; contents of notices
- Section 24C Repealed, 1996, 376, Sec. 1
- Section 24D Lump sum insurance payments; exchange of claimant information between IV-D agency and insurance companies; withholding of past-due child support subject to lien
- Section 24E Duty to assist recovery of public benefits; denial of claims; penalties; electronic access; wrongful use; emergencies
- Section 24F Duty to exchange information with department of revenue; definitions; penalties for failure to exchange information; exceptions
- Section 25 Annual statements; form; contents
- Section 25A Workers’ compensation providers; annual reports; contents
- Section 26 Failure to make and file annual statements; penalty
- Section 27 Annual statements; inclusion of suits on claims
- Section 28 Undue delay or litigation of claims; commissioner’s report to general court
- Section 29 Companies subject to this chapter
- Section 30 Laws applicable; stockholder defined
- Section 31 Continuation of certain companies
- Section 31A Domestic companies formed by special acts; extension of territorial limits
- Section 32 Commencement of business; conditions precedent
- Section 33 Policies and endorsements; signatures; facsimile
- Section 34 Home office; change of address; perjury
- Section 35 Salaries; authorization; limitations
- Section 36 Pensions
- Section 36A Agents and agency employees; retirement or insurance benefits
- Section 36B Health and accident insurance companies; employees insurance benefits
- Section 37 Vouchers for disbursements
- Section 37A Relief fund contributions; charitable, scientific or educational contributions
- Section 38 to 43 Repealed, 1923, 120
- Section 44 Failure to commence business; organization under special act; withdrawal from insurance business and continuance as business corporation
- Section 45 Unauthorized agencies; penalty
- Section 46 Insolvent domestic companies; preference of certain claims
- Section 46A Insolvent domestic liability companies; preference of certain claims
- Section 46B By-laws of domestic insurance companies; filings
- Section 47 Purposes; nature of business
- Section 47A Businesses in which companies may engage
- Section 47B Mental health benefits; biologically-based mental disorders; mental disorders of rape victims; non-biologically-based mental disorders of children and adolescents under age 19
- Section 47C Dependent coverage for newborn infants or adoptive children; inclusion in policies of accident and sickness insurance
- Section 47D Cardiac rehabilitation expense benefits
- Section 47E Certified nurse midwife services benefits
- Section 47F Prenatal, childbirth and postpartum care benefits; minimum coverage for in-patient care
- Section 47G Cytologic screening and mammographic examination expense benefits
- Section 47H Infertility, pregnancy-related benefits
- Section 47I Nonprescription enteral formulas for home use
- Section 47J Standardized claim form
- Section 47K Off-label drug use; cancer treatment
- Section 47L Off-label drug use; cancer; review panel
- Section 47M Repealed, 1996, 450, Sec. 208
- Section 47N Items medically necessary for diagnosis and treatment of diabetes
- Section 47O HIV/AIDS treatment; insurance coverage for certain off-label use of prescription drugs
- Section 47P Off-label use of prescription drugs for HIV/AIDS treatment; advisory panel
- Section 47Q Insurance benefits for services rendered by nurse anesthetists and nurse practitioners
- Section 47R Accident and sickness insurance benefits for bone marrow transplants
- Section 47S Accident and sickness insurance benefits for licensed hospice services
- Section 47T Scalp hair prostheses necessary due to cancer or leukemia treatment
- Section 47U Emergency services provided to insureds for emergency medical conditions
- Section 47V Coverage for human leukocyte or histocompatibility locus antigen testing
- Section 47W Outpatient services; hormone replacement therapy for peri and post menopausal women; contraceptive services; approved prescription contraceptive drugs or devises; exception
- Section 47X Diagnosis and treatment of speech, hearing and language disorders
- Section 47Y Coverage for medically necessary hypodermic syringes or needles
- Section 47Z Prosthetic devices and repairs; insurance coverage
- Section 47AA Coverage for diagnosis and treatment of autism spectrum disorder
- Section 48 Stock companies; formation; capital; stock; options; promoter defined
- Section 48A Mutual companies
- Section 48B, 48C Repealed, 1968, 391, Sec. 7
- Section 49 Formation of corporation
- Section 49A Domestic insurers; requirements; transfer of domicile
- Section 50 Stock companies; amendment of articles of organization
- Section 50A Mutual companies; amendment of articles of organization
- Section 50B Amendment of articles of organization; submission; approval; filing; effective date
- Section 51 Stock companies; kinds of business; power to combine
- Section 52 Repealed, 1928, 106, Sec. 5
- Section 53 Repealed, 1922, 76
- Section 54 Mutual companies; kinds of business; power to combine
- Section 54A Domestic companies; risks and hazards in other states
- Section 54B Reinsurance of risks; exceptions
- Section 54C Motor vehicle insurance
- Section 54D Personal property floater
- Section 54E Dwelling houses; comprehensive and medical coverages
- Section 54F Commercial property, goods in storage or transit, and other merchandise or equipment; coverage by certain companies in fire insurance policies
- Section 54G Reinsurance or pooling of risks by life insurance companies; regulations; approval and certificate; restrictions
- Section 55 Powers of certain mutual companies
- Section 56 Fraternal societies; reincorporation
- Section 57 Stock companies; directors; quorum
- Section 58 Directors; duties
- Section 59 President and secretary; duties; records; inspection
- Section 60 Officers; bonds; penalty
- Section 61 Repealed, 1970, 876, Sec. 19
- Section 62 Liability of officers
- Section 63 Capital and reserve; payment; investment
- Section 63A Definitions; obligations and assets of domestic insurers
- Section 64 Investments
- Section 65 Mortgage loans
- Section 66 Life companies; investments
- Section 66A Life companies; acquisition of housing projects; limitations
- Section 66B Life companies; acquisition of realty; limitations
- Section 66C Life companies; investment in stock of insurance companies
- Section 66D Life companies; investment in and acquisition of stock of subsidiary corporations
- Section 66E Life companies; investment in limited partnership interests
- Section 66F Acquisition of interest in limited liability company by domestic life company
- Section 67 Life companies; charter limitations on investments; exception
- Section 68 Unauthorized investments; disposition
- Section 69 Impaired capital; assessment; effect of non-compliance with commissioner; order
- Section 70 Increase of stated capital
- Section 71 Reduction of stated capital
- Section 72 Dividends
- Section 73 Fire companies; solicitation of business; issuance of policies; restrictions; penalties
- Section 74 Fire companies; further insurance by certain companies; certificate
- Section 75 Fire companies; underwriters; compensation
- Section 76 Fire companies; members; annual meetings, voting rights
- Section 77 Fire companies; directors
- Section 78 Fire companies; laws applicable; records; perjury; inspection; jurisdiction
- Section 79 Fire companies; guaranty capital; dividends; retirement
- Section 80 Fire companies; dividends; accumulated profits
- Section 81 Fire companies; premiums; contingent liability
- Section 82 Fire companies; power of certain companies to take deposit notes
- Section 83 Fire companies; assessments
- Section 84 Fire companies; review or order of assessment by supreme judicial court
- Section 85 Fire companies; penalty for guaranty against assessments; personal liability of officers
- Section 85A Fire companies; non-assessable policies; issuance
- Section 86 Marine companies; subscribers; losses; dividends; redemption fund
- Section 87 Repealed, 1934, 22
- Section 88 Marine companies; applicability of certain sections
- Section 89 Officers and subscribers; liability
- Section 90 Laws relating to mutual fire companies; applicability to certain mutuals; assessments
- Section 90A Policies; issuance by fire and marine and automobile companies; conditions precedent
- Section 90B Policies; issuance by fidelity and corporate surety companies; guaranty capital; members
- Section 90C Guaranty fund; creation in lieu of guaranty capital by certain companies
- Section 91 Repealed, 1924, 406, Sec. 17
- Section 92 Boiler companies; issuance of policies
- Section 93 Liability companies; issuance of policies
- Section 93A Miscellaneous companies; issuance of policies
- Section 93B Surety, liability and casualty companies; issuance of policies; condition precedent
- Section 93C Surety, liability and casualty companies; guaranty fund; establishment
- Section 93D Surety, liability and casualty companies; impairment of guaranty capital or decrease in business; effect
- Section 93E Life, liability and casualty companies; issuance of policies; dividends
- Section 93F Non-assessable policies; issuance
- Section 94 Life companies; members; voting rights; selection and qualification of directors
- Section 94A Definitions
- Section 94B Individuals and corporations; power to exchange reciprocal contracts
- Section 94C Domestic exchanges; organization; regulation
- Section 94D Domestic exchange; certificates and provisional certificates to transact business; applications
- Section 94E Foreign exchange; licensing under certain conditions
- Section 94F Commissioner of insurance; power to grant license
- Section 94G Issuance of insurance contracts; conditions precedent
- Section 94H Assets, surplus and reserve; required amount; sections applicable
- Section 94I Annual report
- Section 94J Contracts subject to this chapter
- Section 94K Advisory committee
- Section 94L Power of attorney
- Section 94M Unused premium deposits
- Section 94N Conversion to or merger with domestic mutual insurance company; provisions of conversion plan
- Section 95 Over-insurance; prohibition; term of policy
- Section 95A Continuation or renewal of policies on residential property exceeding amount of outstanding mortgage; prohibition
- Section 95B Discrimination against abuse victims in terms of residential property insurance policy
- Section 96 Fire loss; limitation on liability
- Section 96A Loss of occupancy, etc.; amount
- Section 97 Payment of mortgages
- Section 97A Payment of proceeds; certificate of municipal liens; priority; exclusion
- Section 98 Application for insurance; application of section; preliminary contracts
- Section 99 Fire policy; standard form
- Section 99A Fire policy; damage caused by nuclear reaction or contamination
- Section 99B Property insurance for business, professional or governmental operation; multi-peril homeowners insurance for condominiums
- Section 99C Sailmaker shops; insurance against damage or loss by fire or fire and lightning
- Section 100 Referees; selection
- Section 100A Referees; vacancies; fillings
- Section 100B Referees; qualifications
- Section 101 Referees; meetings
- Section 101A Referees; awards
- Section 101B Referees; compensation of third referee; review by commissioner
- Section 101C Referees; payment of compensation of third referee, effect
- Section 101D Referees; determination of sound value
- Section 101E Legal defenses of company; non-waiver by joining in reference proceedings
- Section 101F Penalties
- Section 101G Receivership proceedings; preference of referees’ claims
- Section 101H Sound value
- Section 102 Proof of loss
- Section 102A Combination policies; contents; commissioner’s approval
- Section 102B Combination policies; mutual companies
- Section 102C Policy against loss or damage to property by radioactive contamination; form; contents; requisites
- Section 102D National flood insurance program; authorization of participating companies to issue policies; proof of loss; service of process
- Section 102E Crime insurance policies
- Section 103 Repealed, 1923, 336, Sec. 2
- Section 104 Repealed, 1947, 614, Sec. 2
- Section 105 Fidelity and corporate surety companies; powers
- Section 106 Foreign companies; deposit with state treasurer
- Section 107 Surety bonds; status
- Section 108 Accident and health insurance policies; commissioner’s approval; contents
- Section 108A Refusal to issue policy to blind or deaf persons; prohibition
- Section 108B Policies or health care contracts; services performed by registered dentists included
- Section 108C Diethylstilbestrol exposure; discrimination
- Section 108D Reimbursement for chiropractic services
- Section 108E Disclosure of information; mental or nervous conditions; exceptions
- Section 108F Repealed, 1993, 110, Sec. 201
- Section 108G Discrimination against abuse victims in terms of accident or sickness insurance policy
- Section 108H Terms of accident or sickness insurance policies; genetic tests; discrimination based on genetic information
- Section 108I Disability or long term care insurance policies; genetic tests; discrimination based on genetic information
- Section 108J Discrimination based upon lawful travel plans
- Section 109 Repealed, 1954, 275, Sec. 2
- Section 110 General or blanket policies; power to issue; non-applicability of Sec. 108
- Section 110A Disability insurance; exemption from attachment; exception
- Section 110B Premiums; non-payment; notices; cancellation of policy; actions
- Section 110C Health insurance of persons over 65; issuance by two or more companies
- Section 110D Coverage for certain period after insured leaves insured group
- Section 110E Standards for disclosure of contents and for advertising of policies; rules and regulations; enforcement procedures and penalties
- Section 110F Effect of federal social security benefit increase upon payment of benefits under disability policy
- Section 110G Limited extension of benefits
- Section 110H Policies cancellable at age 65; notice to insured
- Section 110I Divorced or separated spouses; continued health insurance coverage
- Section 110J Group policies issued to trustees of fund appointed by council on aging
- Section 110K Alternative dental coverage option
- Section 110L Clinical trials; definitions; coverage
- Section 110M Statements provided to individuals provided with creditable coverage; reports
- Section 111 Beneficiary; power to sue
- Section 111A Combination policies; contents; commissioner’s approval
- Section 111B Combination policies; issuance by mutual companies; notice of reduced or eliminated coverages
- Section 111C Medical pay provisions
- Section 111D Uninsured vehicle endorsement
- Section 111E Professional liability policies
- Section 111F Medical reports; furnishing copy to injured person or attorney
- Section 111G Extent of family coverage; stated deductible amount
- Section 111H Liability insurance for residential property owners complying with lead poisoning prevention guidelines
- Section 112 Payment of losses; regulations
- Section 112A Liquor liability insurance; coverage
- Section 112B Cancellation of liquor liability insurance by insurer; notice to insured and to licensing authorities
- Section 112C Disclosure of coverage limits to claimants; penalty
- Section 113 Judgment; satisfaction
- Section 113A Policies; contents; commissioner’s approval; options to purchase policies or bonds; notice of reduced or eliminated coverages
- Section 113B Classifications of risks and premium charges
- Section 113C Companies authorized to issue policies; notice to registrar; mandatory offer of additional coverage; limits
- Section 113D Policies; cancellation; proceedings; review
- Section 113E Deposit premiums
- Section 113F Policies or bonds; renewals
- Section 113G Officers, directors and employees; financial interest in companies or agencies; restrictions
- Section 113H Assigned risk plans
- Section 113I Freedom of contract between insurers and agents or brokers; manner of issuing policies
- Section 113J Medical reports
- Section 113K Minors; contracts for motor vehicle liability insurance
- Section 113L Uninsured motorists; insufficient liability limits; coverage
- Section 113M Repealed, 1981, 775, Sec. 3
- Section 113N Medical examination of applicants prohibited
- Section 113O Fire, theft, or comprehensive coverage; payments for loss or damage; statements to police; claim forms; actions for nonpayment
- Section 113P Appeals from application of safe driver insurance plan
- Section 113Q Automobile club memberships; automobile insurance prohibited
- Section 113R Interest on refunds of overpayments
- Section 113S Inspection of vehicles prior to coverage
- Section 113T Repair shop coverage
- Section 113U Antique motor car policies
- Section 113V Overutilization of practice or fraud involving automobile insurance claims; medical licensing boards; investigations
- Section 113W Hospitality mutual insurance company; conversion of liquor legal liability joint underwriting association; authorized transactions; board of directors
- Section 114 Domestic companies; non-applicability of certain provisions of this chapter
- Section 115 Repealed, 1924, 406, Sec. 17
- Section 116 Title guaranty fund
- Section 116A Foreign companies; non-applicability of certain provisions of this chapter
- Section 117 Policies; term; exception
- Section 117A Combination policies; contents; commissioner’s approval
- Section 117B Combination policies; contents; commissioner’s approval
- Section 117C Premium rates; determination; filing; reports
- Section 117D Credit involuntary unemployment insurance
- Section 118 Definition
- Section 119 Domestic companies; power to grant annuities
- Section 119A Insurance benefits; protection of beneficiaries
- Section 119B Refund of prepaid premiums upon death of insured
- Section 119C Interest on proceeds payable upon death of insured
- Section 120 Discrimination; prohibition
- Section 120A Mentally retarded persons as insureds
- Section 120B Blind persons as insured
- Section 120C Diethylstilbestrol exposure; discrimination
- Section 120D Discrimination against abuse victims in terms of life insurance or endowment insurance
- Section 120E Life insurance policies; genetic tests; discrimination based on genetic information
- Section 120F Terms or conditions of group or individual annuity; discrimination prohibited
- Section 121 Certain agreements; prohibition
- Section 122 Discrimination on account of color; penalty
- Section 122A Discrimination based upon lawful travel plans
- Section 123 Certain policies; issuance; restrictions; penalty
- Section 123A Insurable interests of corporations
- Section 124 Statements concerning age or health; binding effect on company
- Section 125 Creditors or beneficiaries; rights
- Section 126 Married woman; beneficiary under insurance contract
- Section 127 False statements; penalties
- Section 128 Infants; avoidance of certain contracts; prohibition
- Section 128A Repealed, 1975, 111, Sec. 1
- Section 129 Policies; description
- Section 130 Policies; incorrect dating; prohibition
- Section 131 Copy of application; attachment to policy
- Section 132 Policies; commissioner’s approval; contents
- Section 132A Group annuity contract; definitions
- Section 132A1/2 Requirements for other group annuity contracts
- Section 132B Group annuity contract; issuance; form; commissioner’s approval; review; contents
- Section 132C Group annuity contract; exemption from process; exception
- Section 132D Group annuity contracts; members
- Section 132E Group annuity contract; construction
- Section 132F Pension contracts; funding agreements; separate accounts
- Section 132G Variable annuity contracts; issuance; contents; separate investment accounts; reserve liability; approval; rules and regulations
- Section 132H Variable annuity contracts; investment of assets; limitations; rules and regulations
- Section 132I Funding agreements
- Section 133 Group life insurance defined
- Section 133A Requirements for other group life insurance policies
- Section 134 Group life policies; commissioner’s approval; contents
- Section 134A Conversion; right of certificate-holder; notice
- Section 134B Repealed, 1968, 391, Sec. 19
- Section 134C Assignment incidents of ownership
- Section 135 Group life policies; exemption from attachment; exception
- Section 136 Group life policies; exemption from loan provision
- Section 137 Group policies; members
- Section 138 Construction
- Section 138A Group life policies; pay-roll deductions of state and local employees
- Section 139 Life; endowment or annuity contracts; conversion; alteration; exchange; construction
- Section 140 Annual dividends
- Section 141 Safety fund
- Section 142 Loans; interest rates; loan value; definitions
- Section 143 Forfeitures; applicability of earlier laws to certain policies
- Section 144 Cash surrender value; terms defined; paid-up annuities after three years
- Section 144A Repealed, 2004, 59, Sec. 2
- Section 144A1/2 Annuity contracts; required provisions
- Section 145 Cash surrender value; industrial policies issued at certain time
- Section 146 Cash surrender value; industrial policies; applicability of Sec. 144
- Section 146A Industrial policies; default in payment of premiums; notice of non-forfeiture benefits
- Section 146B Massachusetts Life and Health Insurance Guaranty Association Law
- Section 147 to 147B Repealed, 1943, 227, Sec. 10
- Section 148 Repealed, 1928, 148, Sec. 2
- Section 149 Participating and nonparticipating policies
- Section 149A Unclaimed funds defined
- Section 149B Unclaimed funds; reports by companies
- Section 149C Unclaimed funds; payment to state treasurer
- Section 149D Unclaimed funds; custody; claims; proceedings; judgment and satisfaction
- Section 149E Examination of records; withholding or failing to report funds
- Section 149F Definitions
- Section 149G Certificates of authority; marketing contracts through agents or brokers
- Section 149H Certificates of authority; applications; contents; approval; grounds for denial
- Section 149I Surety bond
- Section 149J Reports; financial statement; filing
- Section 149K Unfair trade practices
- Section 149L Conflicting provisions
- Section 150 Admission
- Section 151 Conditions of admission; general provisions
- Section 152 Classes of business; permissive combinations
- Section 152A Non-assessable policies; power to issue; conditions
- Section 153 Conditions of admission; foreign life companies
- Section 154 Service of process; duty of commissioner; fees
- Section 155 Conditions of admission; companies of foreign countries
- Section 156 Company of foreign country; appointment of trustees
- Section 156A Capital or assets; impairment; issuance of policies; penalty
- Section 157 Repealed, 2000, 96, Sec. 3
- Section 158 Policies; effect of war
- Section 159 Reciprocity
- Section 160 Unlicensed companies; issuance of policies; exceptions; marine insurers
- Section 160A Unlicensed companies; advertisement; penalty; exception
- Section 160B Unlicensed companies; notice by commissioner
- Section 160C Automobile insurance; company as agent for insurers doing business in Mexico; separate accounts; payment of percentage of gross premiums
- Section 160D Agent or broker securing automobile coverage with Mexican companies; separate accounts; payment of percentage of gross premiums
- Section 161 Repealed, 1929, 6, Sec. 1
- Section 161A Definitions
- Section 161B Domestication agreement
- Section 161C Approval of agreement by alien and domestic insurers
- Section 161D Approval of agreement by commissioner
- Section 161E Instrument of transfer and assumption; effect of filing
- Section 162 Definitions
- Section 162A Repealed, 2002, 106, Sec. 4
- Section 162B Agents and brokers; power to accept installment premiums
- Section 162C Direct billing; mandatory agreements prohibited
- Section 162D Expense premium commissions; payment to insurance agents; additional compensation
- Section 162E Motor vehicle insurance made by insurer pursuant to American agency system; insurer commission arrangements
- Section 162F Property or casualty insurance information; proprietary rights of agents and brokers
- Section 162G Licensing of insurance producers; Secs. 162H through 162X govern qualifications and procedures
- Section 162H Definitions
- Section 162I License requirement
- Section 162J Insurance producer licenses; persons not required to be licensed
- Section 162K Written examination
- Section 162L Applications; requirements for approval
- Section 162M Qualification for license; lines of authority
- Section 162N Nonresident producer licenses
- Section 162O Individuals licensed in another state; exemption
- Section 162P Use of assumed name; notification
- Section 162Q Temporary licenses
- Section 162R Causes for suspension, revocation or levying civil penalties
- Section 162S Insurance producers acting as agents of insurers; appointment procedures
- Section 162T Insurer’s termination of appointment, contract, etc. with producer; procedures
- Section 162U Non-resident license applicants; requirements
- Section 162V Reporting administrative action taken against producer; reporting criminal prosecution of producer
- Section 162W Regulations
- Section 162X Invalid provisions
- Section 163 Agents; licensing; cancellation, modification, revocation, or expiration of contract; referees; decision; review
- Section 163A Repealed, 2002, 106, Sec. 7
- Section 164 Collectors of premiums
- Section 164A Lapsed industrial life policies; effect on agents’ commissions
- Section 165 Repealed, 2002, 106, Sec. 8
- Section 166 Repealed, 2002, 106, Sec. 9
- Section 166A Repealed, 2002, 106, Sec. 10
- Section 166B Revocation of license; disposition of interest as proprietor, employee, etc. of insurance producer; appointment of receiver; injunction
- Section 167 Repealed, 2002, 106, Sec. 15
- Section 167A Producers’ licenses; fees; exemption of certain persons
- Section 168 Special brokers; licensing; contracts for unauthorized companies; penalty
- Section 168A Procurement by special broker of insurance from an eligible alien unauthorized insurer
- Section 169 Effect of payment to agent or broker
- Section 170 Agent or broker; fraud; penalty
- Section 171 Illegal insurance contracts; liability of agent
- Section 172 Adjusters of fire losses; licensing; penalty; examination for applicants
- Section 172A Voluntary association licenses
- Section 173 Partnership licenses
- Section 174 Corporation licenses
- Section 174A Hearings, revocation or suspension of licenses; notices
- Section 174B Revoked licenses; surrender; renewal certificates; penalty
- Section 174C Repealed, 2002, 106, Sec. 33
- Section 174D Repealed, 2002, 106, Sec. 34
- Section 174E Repealed, 1998, 129, Sec. 3
- Section 174F Business Transacted With Broker-Controlled Insurer Act
- Section 174G Definitions
- Section 174H Applicability of Secs. 174F to 174K
- Section 174I Written contract between controlling broker and insurer required
- Section 174J Notice to prospective insured disclosing broker-controlled insurer relationships
- Section 174K Violations of Secs. 174F to 174K; remedies
- Section 175 Impersonation; penalty
- Section 176 Larceny by agent or broker
- Section 176A Refund or credit of return premiums on cancelled motor vehicle policies; penalty
- Section 177 Unlicensed persons; compensation; penalty
- Section 177A Meaning of term
- Section 177B Licensing; examination for applicants
- Section 177C Contracts; form and requisites
- Section 177D Receipt
- Section 177E Continuing educational requirements
- Section 177F Managing General Agents Act
- Section 177G Definitions
- Section 177H Licensure; errors and omissions coverage
- Section 177I Contracts; required provisions
- Section 177J Independent financial examinations; actuary opinions; review of processing operations; notification to commissioner of appointment or termination
- Section 177K Acts of agent considered acts of insurer; examination by commissioner
- Section 177L Administrative actions; authority of commissioner; penalties
- Section 177M Reinsurance Intermediary Act
- Section 177N Definitions
- Section 177O Reinsurance intermediary brokers; bonds; licenses; applications
- Section 177P Contracts between reinsurance intermediary broker and insurer; required provisions
- Section 177Q Records of transactions
- Section 177R License requirement; employment restriction; annual financial statements
- Section 177S Contracts between reinsurance intermediary manager and reinsurer; required provisions
- Section 177T Prohibited agreements, appointments, payments and employment
- Section 177U License requirement; annual financial statements; actuary opinions; notice of termination; prohibited appointments
- Section 177V Examination by commissioner
- Section 177W Administrative actions; penalties
- Section 178 Compensation and accounts
- Section 179 Commissioner or deputy; receivership function
- Section 180 Accounts; examinations
- Section 180A Definitions
- Section 180B Domestic companies; rehabilitation proceedings
- Section 180C Domestic companies; liquidation proceedings; approval of proposal to distribute; notice of application
- Section 180D Domestic companies; duty of receivers to give notice of appointment
- Section 180E Ancillary receiver of foreign insurer
- Section 180F Proof of claims of non-residents; priorities of distribution
- Section 180G Proof of claims; causes of actions against policyholders
- Section 180H Contingent claims
- Section 180I Liquidation proceedings commenced in reciprocal state; proof of claims
- Section 180J Special deposit claims; priority
- Section 180K Secured claims
- Section 180L Severability
- Section 180L.5 Termination, liquidation, etc, and rights under security agreements relating to netting agreements or qualified financial contracts; transfer of netting agreement or qualified financial contracts
- Section 180M Definitions
- Section 180N Emergency by-laws
- Section 180O Board of directors
- Section 180P List of succession
- Section 180Q Location of home office or principal place of business
- Section 181 Misrepresentations by insurer; penalty
- Section 182 Special inducements, etc.; rebates; loans in connection with student loan insurance programs
- Section 183 Rebates; acceptance; prohibition
- Section 184 Application of Secs. 182 and 183
- Section 185 Deposits by companies
- Section 186 Misrepresentation or warranty by insured; effect
- Section 186A Delivery of policy; presumptions
- Section 186B Effect of lack of sworn statement of loss; laws applicable
- Section 187 Foreign companies; contents of policies
- Section 187A Actions on policies; limitation
- Section 187B Cancellation of policy; failure to return premium; penalties
- Section 187C Cancellation of policy; procedure
- Section 187D Cancellation of policy; non-payment of premium
- Section 187E Small claims; payments to heirs of decedents
- Section 187F Cancellation of policies during strike of insurance agents
- Section 187G Lapse of certain life insurance policies during strike of agents; reinstatement
- Section 187H Owner’s right to cancel policy; notice; refund of prepaid premiums
- Section 188 Unlawful use of proxy; penalty
- Section 189 Policies in violation of this chapter; penalty
- Section 190 Repealed, 1924, 406, Sec. 17
- Section 190A Definitions applicable to this section and Secs. 190B and 190C
- Section 190B Mass marketed life or health insurance; reasonableness of charges; findings; orders; review
- Section 190C Mass marketed life or health insurance; nonresident insurers; compliance with state laws
- Section 191 Commissioner; power to require filing of policies and circulars; penalty
- Section 191A Property damage to insured’s motor vehicle; notice of losses; arbitration clause
- Section 192 Riders and endorsements; commissioner’s approval
- Section 192A Loose leaf policies; filing and approval
- Section 193 Policies issued contrary to this chapter; validity
- Section 193A Jurisdiction; violations of this chapter
- Section 193B Motor vehicle insurance; instalment payments
- Section 193B1/2 Motor vehicle insurance; interest charges on installment payments
- Section 193C Domestic companies; interlocking directorates; regulations; procedure
- Section 193D Domestic companies; power to acquire stock of other companies; regulations
- Section 193E Coercion in the placing of insurance on real or personal property prohibited; fines; exceptions
- Section 193F Policy forms; filing with commissioner; approval
- Section 193G Policy forms; disapproval; resubmission for approval
- Section 193H Policy form; withdrawal of approval; notice and hearing; review
- Section 193I Disclosure of investments of officers, directors and principal stockholders
- Section 193J Solicitation of proxies
- Section 193K Professional services; provisions for payment; discrimination
- Section 193L to 193N Repealed, 1993, 226, Sec. 49
- Section 193O Repealed, 1972, 543, Sec. 2
- Section 193P Fire insurance policies; nonrenewal notice provision; requisites of notice
- Section 193Q Repealed, 1993, 226, Sec. 50
- Section 193R Group marketing plans for automobile and homeowner insurance; definitions; rules and regulations; rates; payroll deductions
- Section 193S Repealed, 1993, 226, Sec. 50A
- Section 193T Discrimination based on blindness, mental retardation, or physical impairment
- Section 193U Discrimination based on specialty practiced; risk classification; definitions
- Section 194 General penalty
- Section 195 Insurance companies writing fire and multiple peril policies required to contribute to costs of training firefighting personnel, enforcement of certain fire code regulations, fire education programs, equipment and facility improvements
- Section 196 Payment under liquor liability insurance; notice to Attorney General
- Section 197 to 203 Repealed, 1989, 341, Sec. 84
- Section 204 Regulations; promulgation
- Section 205 Policies providing supplemental coverage to medicare; approval by commissioner; employers or trade unions exception; regulations
- Section 206 Definitions
- Section 206A Domestic insurers; investment in capital stock of subsidiaries
- Section 206B Merger or acquisition of control; statement filed with commissioner; hearing; approval; violations
- Section 206C Registration statements; transactions requiring commissioner’s approval; determination of reasonable surplus; confidentiality of information
- Section 206D Violations; injunctive relief; voting of improperly acquired securities; penalties
- Section 207 Acquisition of stock of subsidiary insurer; approval of plan by commissioner; objections of shareholders
- Section 208 Merger of insurance holding company system into domestic insurance subsidiary
- Section 209 Commissioner’s issuance of licenses to banks or credit unions to act as insurance producers
- Section 210 Procedure for resolution of consumer complaints relative to banks or credit unions acting as insurance agents
- Section 211 Information relating to insurance activities of banks or credit unions furnished to federal agencies
- Section 212 Short title
- Section 213 Definitions
- Section 214 Licensure
- Section 215 Suspension, revocation or nonrenewal of license
- Section 216 Approval of forms by commissioner
- Section 217 Annual statement
- Section 218 Examination of business by commissioner; confidential information; records retention
- Section 219 Disclosures by providers
- Section 220 Consents; rescission; tender; health status of insured; prohibited commissions
- Section 221 Authority of commissioner
- Section 222 Unfair trade practices
- Section 223 Consumer complaints
- Section 224 Large commercial policy holders; definitions; commercial risks; records examination
- Section 225 Disclosure notice in policy issued pursuant to commercial risks provisions of Sec. 224; large commercial policy holders
Disclaimer: These codes may not be the most recent version. Massachusetts may have more current or accurate information. We make no warranties or guarantees about the accuracy, completeness, or adequacy of the information contained on this site or the information linked to on the state site. Please check official sources.
This site is protected by reCAPTCHA and the Google
Privacy Policy and
Terms of Service apply.